Each person is different, and so is your auto loan term. It depends on your personal situation and the amount of money you can borrow. But if you don’t know what loan terms to look for and your credit score isn’t great, here are some ideas. When it comes to car loans, many buyers are … Read more
Do Banks Track Your Spending? The Surprising Ways Financial Institutions Monitor Your Habits Have you ever wondered if your bank keeps track of where and how you spend your money? Thanks to technology that lets banks collect and analyze more data than ever before, they can now keep a closer eye on their customers’ spending … Read more
Purchasing your first home is an exciting milestone. But having less-than-ideal credit can make it feel out of reach. If your credit score is 551 or lower you may be wondering if homeownership is possible. The good news is – yes you can buy a house with a very low credit score. However it requires … Read more
Based on facts, either observed and verified firsthand by the reporter, or reported and verified from knowledgeable sources. Mortgage rates have been hovering in the high 6 percent range for a 30-year fixed loan, but some states see tougher odds of homebuyers getting approved. As shown in a new report from the National Association of … Read more
There are a lot of people who love the Capital One Quicksilver card because it gives cash back. With no annual fee, unlimited 1. With 5% cash back on every purchase and a $200 sign-up bonus, it’s easy to see why people would want to use it. Would it be easy to get the Quicksilver … Read more
As a parent, you want the best for your kids in everything they do, from school to work to home life. Learning how to build credit can be part of that. Good credit scores can give young adults access to good rates and terms on credit. It could even help them when applying for a … Read more
Getting approved for an auto loan can be tricky especially if you have less-than-perfect credit. With lending requirements varying between financial institutions, you may be wondering which bank has the easiest auto loan approval? I took a close look at today’s top lenders to find the ones offering the most accessible loan approval process. Here’s … Read more
A 10-year ARM has an introductory interest rate for the first 10 years. Once thats over, the rate adjusts every six months. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are … Read more
If youre monitoring your credit score or preparing to apply for a mortgage, youve likely wondered, “How accurate is Credit Karma?” This comprehensive guide will answer that question and provide valuable insights into how to best use this popular free credit monitoring service. Credit Karma, which gives you access to VantageScores from TransUnion and Equifax, … Read more
Getting a mortgage for a home purchase is exciting but comes with financial responsibilities. Private mortgage insurance (PMI) is usually needed when the down payment is less than 20% of the total price of the house. PMI adds to your monthly payment and delays homeownership. However, there are strategies to eliminate PMI, including getting an … Read more