It’s getting harder to decide whether it’s better to put extra money into a savings account or pay off more of your mortgage now that savings rates are finally getting decent. Here’s what you need to consider. Many homeowners will long for the day when they’ll finally be mortgage-free. Making mortgage overpayments is one way … Read more
Credit limit is the total amount you can charge, while available credit is the unused amount within your limit. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not … Read more
While achieving a perfect 850 credit score is rare, its not impossible. About 1. 3% of consumers have one, according to Experians latest data. FICO scores can range anywhere from 300 to 850. The average score was 714, as of 2021. The few people who do manage to achieve perfect credit scores tend to share … Read more
What happens if I lose my job before closing on a mortgage? If you lose your job in the days before closing on a mortgage in New Jersey or another state, the lender may not approve your loan. While getting a new job may alleviate this, it does not guarantee that your lender will give … Read more
When you still owe the IRS for past taxes, it’s likely that the agency will be more willing to work with you—such as allowing you to pay your tax in monthly installments. To find out more about how owing the IRS will affect your credit watch this video. Hello, I’m Scott from TurboTax, with important … Read more
A charge-off can remain on your credit report for seven years from the date the creditor charged off the debt. A charge-off, which appears on your credit report after a lender or other creditor gives up trying to collect a debt you owe, remains on your credit report for seven years. Charge-offs are bad things … Read more
Buying a car is an exciting experience However, determining how much your monthly payments will be for a $15,000 car loan can be confusing In this comprehensive guide, we’ll walk through everything you need to know to figure out your monthly payment for a $15k auto loan. What Factors Determine Your Monthly Car Payment? Your … Read more
Theres so much to enjoy as an American Express Card Member, where a world of benefits await. From Pre-Sale tickets and lounge access at the most sought-after shows, to travel perks, Amex Offers and events. With no limit to the amount of Membership Rewards points you can earn and no expiry date, the opportunities are … Read more
If you have an emergency and can’t make this month’s car payment, you might be able to get some extra time by deferring the loan. Itll come at a cost, but it may be worth it to avoid the possibility of repossession. The thought of not being able to make your monthly car payment can … Read more
Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and … Read more