When many would-be homeowners imagine what being a homeowner is like, they imagine closing on their loan and making monthly mortgage payments that never change. Everything just settles into a pleasant and predictable pattern. Many homeowners assume, at least in the short term, that their housing costs will remain fairly steady. But if a homeowner’s … Read more
A gold bank card is a type of credit or debit card that provides premium benefits, services, and cachet But what exactly does it mean to have a gold card? Let’s break it down. Gold Cards Offer Elite Status It’s more important to have a gold card than a regular credit card. They signal a … Read more
Installment agreements can help you manage IRS tax debt. But what if you have a lot of different kinds of debt? Can you have more than one agreement? Our tax team looks into this and other questions below. Have tax debt and want to set up a payment plan? Call Innovative Tax Relief for a … Read more
The FHA loan program, insured by the Federal Housing Administration, has long been a popular option for homebuyers, especially first-time buyers. But over the last decade or so, the percentage of buyers obtaining FHA financing has been on a downward trend. The Declining Popularity of FHA Loans At its peak in 2009, FHA loans accounted … Read more
Providing consumers with financing for new and used vehicles, helping them on the road to car ownership and financial well-being. You can get pre-approved for car loans at Drive®, a Santander product, in just two minutes. It won’t hurt your credit score. Get tips, calculators and resources at every step so you can go to … Read more
Regularly checking your credit reports and credit scores is a good way to ensure information is accurate. But can checking your credit hurt your credit scores? [Duration: 00:54]. A lot of people are scared to ask for a copy of their credit report or check their credit score because they think it will hurt their … Read more
Thereâs no specific number of hard inquiries thatâs too many or too few. Although some hard inquiries might hurt your credit scores a little, credit scoring models also ignore many hard inquiries when consumers shop for a new loan. There is no set number of hard inquiries that will hurt your credit score. Your credit … Read more
Credit scores are mysterious three-digit numbers that can have a huge influence on your financial life. As you take out loans and credit cards pay bills, and manage money your credit score goes up and down, determining the interest rates and terms you’ll be offered. With something so important, it’s natural to wonder how every … Read more
Have you been wondering why your credit scores change over time? Click to learn more from Equifax about the different factors that can affect your credit scores. [Duration – 2:00]. If youre tracking your credit scores over time, you may notice the three-digit numbers may change, even if the most recent score is generated by … Read more
When you’re looking to purchase a vehicle under finance, you may come across the term residual or balloon payment. So what is a residual/balloon payment and when would it make sense to have one in your finance contract?. A residual payment, sometimes called a “balloon payment,” is the last big payment you have to make … Read more
