Your income is a big part of how much of a loan mortgage lenders will give you, but it’s not the only thing they look at. So, if youre wondering how much house you can afford on a $200k salary, we’ve put together some answers. A buyer with a salary of $200,000 could afford a … Read more
Your estate will use its assets to pay off most of its debts before giving the rest to your heirs. If the estate’s assets do not cover all the debt, much of it will be forgiven. Some types won’t, however, and rules differ from state to state. Hey everyone! You’re not the only one who … Read more
When applying for a mortgage or insurance, you may be surprised by how much information and documentation underwriters request from you As an average person just trying to get approved, it can feel intrusive and excessive. However, there are good reasons underwriters need access to so much of your personal and financial information. An Overview … Read more
According to data compiled by TransUnion, the average credit card debt for Americans was an estimated $6,329 through the second quarter of 2024. This was an increase of about 6% from the roughly $5,090 average credit card balance Americans had at the same time in 2023. But what does that number mean exactly? And if … Read more
Since identity theft is a big problem right now, it’s not surprising that a lot of people are hesitant to give out personal information. That is especially true as we enter a time when working remotely is becoming more common. Employers you’ve never seen ask you to email private information but remember that knowledge is … Read more
Pay more than the minimum to start whittling down the balance, then examine transfer or consolidation options. Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are … Read more
The following is presented for informational purposes only. Please consult with an attorney for legal advice. Sometimes the money just isn’t there. Things happen, circumstances change, and you’re not able to keep up on your bills. On and on it goes. Except debt collectors can go beyond simply calling and writing you for the money. … Read more
For most people, the mortgage rate theyre offered plays a significant role in whether or not it makes sense to buy a home. Since the interest rate on your mortgage is lower, your monthly payments will usually be lower and you will pay less in interest over the life of the loan. So, waiting for … Read more
Wage garnishment is a legal process where creditors, the government or courts take a portion of your income from your paycheck for repayment of defaulted debt, taxes or child support. However, there are limits on what and how much can be garnished, and you may be able to fight back. You may know that failure … Read more
Do you ever want to show off a credit card that’s not just plastic but a real piece of metal that says “I’ve made it”? Well, meet the Mastercard Titanium Card—a high-end credit card all about luxury, travel perks, and making life a little more glamorous. There you have it: everything you need to know … Read more