Full-size luxury SUV Hill Descent Assist, Pedestrian Detection, and Wireless Charging are some of the features of the 2026 BMW X5. Leasing the BMW X5 can be a good option through a variety of lease deals, options, and packages. It is estimated that the BMW X5 lease payment is $1,170 per month, with $2,000 due at signing for a 36-month term and a limit of 12,000 miles per year. The estimated average monthly lease payment for the same deal but with a 24-month term length is $1,529/mo.
Leasing a luxury vehicle like the 2019 BMW X5 can seem out of reach for many people. However, with the right preparation and knowledge, leasing an X5 can be affordable and achievable. In this detailed guide, we’ll break down exactly how much it costs to lease a 2019 BMW X5 so you can determine if it fits your budget.
Average Lease Price for a 2019 BMW X5
Industry data shows that the average monthly lease payment for a 2019 BMW X5 is about $1,052. You have to pay about $2,000 at signing for a 36-month term with a 12,000-mile annual mileage limit. But lease prices can be very different depending on your credit score, where you live, the price you negotiate for the car, the down payment you make, and other things.
It’s important to note that the X5 comes in different trim levels, which can impact the monthly lease cost. Lower trims like the X5 sDrive40i will have lower lease payments, while higher performance versions like the X5 M50i command higher monthly lease costs.
Key Factors That Determine BMW X5 Lease Payments
There are a few important things you need to think about when figuring out your possible BMW X5 lease payment.
Vehicle Price This is the negotiated purchase price for the X5 as agreed upon by you and the dealer A lower vehicle price means lower monthly payments
Down Payment: Most BMW X5 lease deals require $0 – $3,000 down. A higher down payment reduces the amount financed so your monthly payment goes down.
Loan Term: Most people lease an X5 for 24, 36, or 48 months. The monthly payments are higher for shorter terms and lower for longer terms.
Credit Score: Your credit will determine the money factor (lease interest rate), which impacts your payment. Excellent credit scores get lower rates.
Mileage Allowance: Typical X5 lease mileage limits are 10,000 or 12,000 annual miles. Lower mileage allowances can mean slightly lower payments.
This number tells you how much the X5 is likely to be worth when the lease is over. It affects how much you pay each month for depreciation.
Sample 2019 BMW X5 Lease Payment Estimates
To give you a better idea of real world lease payments, here are some estimated monthly payments for a 2019 BMW X5 lease:
- 2019 X5 sDrive40i – $910/month with $3,000 down for 36 months
- 2019 X5 xDrive40i – $926/month with $2,000 down for 36 months
- 2019 X5 xDrive50i – $1,385/month with $0 down for 24 months
As you can see, factors like trim level, down payment, and lease length can significantly impact the monthly cost to lease an X5. Shop around and use lease payment calculators to explore different options.
Should You Lease or Buy a 2019 BMW X5?
Determining whether leasing or buying a 2019 BMW X5 is the better option for you depends on a few factors:
How long you plan to keep it: Leasing makes more sense if you only plan to drive the X5 for 2-3 years. Buying is better if you want to keep it longer term.
Driving habits: Leasing allows lower mileage limits like 10k-15k annually. Buying is better if you drive 20k+ miles per year.
Upfront costs: Leasing requires little to no money down in most cases. Buying often requires a larger down payment.
Monthly payments: Lease payments are typically lower compared to financing a purchase. But leasing comes with mileage limits.
Ownership: When you lease, the leasing company owns the X5. When you buy, you take ownership and can sell or trade it in later.
Carefully weigh these considerations against your own budget and needs to decide if leasing or buying is the right option for you. Leasing can provide lower monthly payments on an X5, but buying offers long term ownership.
Tips for Finding the Best BMW X5 Lease Deals
If you’ve decided leasing a 2019 BMW X5 is the right choice, here are some tips for finding the best possible deal:
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Shop lease deals online and compare offers across multiple dealers in your area. Rates can vary between dealerships.
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Consider leasing a lightly used CPO X5 instead of brand new. The lease savings on a 2-3 year old CPO X5 can be substantial.
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Put down a larger down payment if you can afford it. This lowers your monthly payment by reducing the financed amount.
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Ask the dealer about current lease incentives and promotions on the X5. Manufacturers often subsidize lease deals with bonus cash incentives.
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Negotiate the selling price of the vehicle just like you would if buying. The lower the vehicle price, the lower your lease cost.
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Opt for a shorter lease term like 24 months if possible. You’ll have higher monthly payments, but much lower total lease spending.
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Make sure to get quotes from multiple lenders before signing a lease to get competitive money factor rates.
Is the 2019 BMW X5 a Good Value Lease?
The 2019 BMW X5 continues to be one of the most popular luxury SUVs for those looking to get into a premium lease. It provides great driving dynamics, comfort, tech, and prestige. From a value perspective, the X5 makes an excellent lease choice for several reasons:
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Strong residual values, which help keep lease prices down compared to rivals.
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Good lease incentives and dealer discounts that lower the effective vehicle price.
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Competitive interest rates and money factors on leased X5 models.
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Excellent predicted reliability ratings, limiting potential maintenance costs.
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Strong brand image and desirability that ensure ongoing demand.
While leasing a BMW X5 certainly comes at a premium compared to non-luxury brands, the X5 continues to offer competitive lease pricing and excellent value in its class. The high desirability and resale value help justify lease costs. If you can afford the monthly payment, leasing an X5 is a fantastic way to enjoy this luxury SUV.
The Bottom Line
A 2019 BMW X5 lease can cost between $910 – $1,385 per month depending on the trim, term length, mileage, and other factors. While leasing an X5 comes at a premium, strong residual values help justify the lease cost. Carefully weigh your budget, ownership goals, and vehicle needs to decide if leasing a 2019 X5 is the right choice for you. Shopping multiple dealers, negotiating pricing, making a larger down payment, and comparing lender rates can help you find the best BMW X5 lease deal.
BMW X5 Lease OptionsMileage
| Term |
|---|
| 24 mo$1,529/mo |
| 36 mo$1,170/mo |
| 48 mo- |
| Miles/Year | 24 months | 36 months | 48 months |
|---|---|---|---|
| 10,000 | $1,502/mo | $1,152/mo | – |
| 12,000 | $1,529/mo | $1,170/mo | – |
| 15,000 | $1,584/mo | $1,205/mo | – |
| 18,000 | – | – | – |
People who viewed the 2026 BMW X5 also consideredTerm36 monthsAnnual Mileage12,000 milesTotal Due At Signing$2,000
Leasing a vehicle is essentially entering into a long term rental agreement for that vehicle. Unlike a traditional car purchase, you don’t actually own the vehicle.
Use this graph to compare average lease payments of comparable vehicles and find the right car for your budget.
Each month there are varying incentives available for each vehicle and therefore the monthly payments can vary from month to month. If you are in the right situation and value certain things, a lease might be a good choice for you. You should make sure you understand what your lease payments are paying for and the key rules that apply to leasing:Your lease payments are paying for:
- During the time you are leasing the car, its value drops.
- You have to pay the leasing company interest, which is a finance charge.
- If you chose to pay taxes and fees on top of the loan amount, you will need to pay those.
Some important rules to be aware of:
- 1You cannot drive more than the stated annual miles. If you do, there are excess mileage fees.
- 2You are liable for certain types of damage.
- 3.When your lease is up, there are fees and steps you need to take.
How Much Income Do You Need To Lease a 2025 BMW X5?
FAQ
How much is a lease payment on a BMW X5?
Lease deals for the 2025 BMW X5 start at $1,080 per month for 48 months with $1,080 due at signing. The average monthly lease payment for a well-equipped X5 is $1,395 per month for 36 months.
How much is a BMW X5 per month?
| Monthly Payment: | R28 599.00 |
|---|---|
| Offer Price: | R1 916 440 |
| Deposit: | 10% |
| No. of Instalments: | 48 |
| Interest Rate: | 11.39% Linked |
How much does a BMW X5 cost per month?
Monthly lease payments of $899 per month for 39 months is based on an adjusted capitalized cost of $64,890 (MSRP of $72,725, including destination and handling fee of $1,175, less $4,925 capitalized cost reduction, $0 security deposit, suggested dealer contribution of $2,910).
How much is a BMW X5 2019 worth?
A 2019 BMW X5 xDrive40i Sport Utility 4D has depreciated $23,956 or 49% in the last 3 years and has a current resale value of $24,430 and trade-in value of $21,857.