Hey there, dreamin’ of owning your own pad but thinkin’ Centrelink payments might slam the door shut? Well, lemme tell ya straight up—yes, you can buy a house on Centrelink, but it ain’t a walk in the park. It’s doable with the right know-how, a bit of grit, and some smart moves. We’re gonna break … Read more
If you fail to repay a debt and your lender sells that debt to a collection agency, you can end up with two negative entries in your credit reportâone for the original debt, and one for the collection account. The open date for a collection account may be months or even years after the original … Read more
As part of the American Rescue Plan Act, the third round of economic impact payments, also known as stimulus checks, have been sent to millions of Americans in 2021. Each person will receive up to $1,400. Many people are wondering who will get the third stimulus check this time. I’ll explain the eligibility requirements and … Read more
This article contains general information and is not intended to provide information that is specific to American Express products and services. Similar products and services offered by different companies will have different features and you should always read about product details before acquiring any financial product. Understand how closed accounts on credit reports may impact … Read more
It can feel like you always have money in your wallet when you have a credit card. Being able to swipe for anything you want, whenever you want, sounds great. But does a credit card really give you unlimited money? Let’s look into the truth about credit card spending power. As someone who has had … Read more
A good credit limit on your credit card can help you in many ways. But what exactly is a “high” credit limit these days? Is a $2500 credit limit high or just average? In this detailed guide, we’ll talk about what credit limits are, how they’re calculated, what the average limits are for different groups … Read more
Each year, millions of people miss payments on credit cards, personal loans, mortgages, payday loans, and other kinds of credit. If you don’t make up these late payments quickly, they could lead to a “default,” which shows up on your credit report. It might seem impossible to get a default off of your credit report. … Read more
It’s common to apply for an auto loan and be required to put some money down to get everything rolling. But who gets the down payment?. Where Does the Down Payment on a Car Go – To the Dealer or the Bank? Some people need to make a down payment when they finance a new … Read more
This luxury travel card comes with a high annual fee but a low rewards rate. Apr 23, 2025 / 12 min. At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Bankrate logo. … Read more
Credit card interest rates have been climbing steadily over the last decade. During that 10-year stretch, the average credit card interest rate nearly doubled, climbing from about 12. 9% in 2023 to nearly 24% today. And between the Feds rate hikes and pauses, card rates have compounded significantly over the last two years in particular. … Read more