Buyers love FHA loans for their flexible guidelines and low down payment requirements. You can even use gift funds for 100% of your down payment in some cases. But sellers don’t love them as much. In fact, some sellers won’t accept an FHA offer. Many sellers look at FHA loans as ‘the last resort. ’ … Read more
Break down your annual income of $100,000 into its hourly, daily, bi-weekly, weekly, and monthly salary equivalents. Whether youre planning your finances or reverse-engineering your ideal salary by setting timed targets, our Salary Calculator has you covered. Salary CalculatorRate per period. Earning a $100,000 annual salary is a major milestone for many professionals. But when … Read more
Its not just potential lenders that can check you out. Insurers and employers also may access your report or score. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. … Read more
Mortgage points are kind of like free throws in a basketball game. And points are how you win the game, so you want as many as you can get, right? Turns out, these points come at a cost. And it’s not always worth it. It can be hard to figure out if mortgage points are … Read more
Your score falls within the range of scores, from 580 to 669, considered Fair. A 637 FICO® Score is below the average credit score. Some lenders see consumers with scores in the Fair range as having unfavorable credit, and may decline their credit applications. Other lenders that focus on “subprime” loans are willing to work … Read more
Getting approved for an exclusive platinum credit card can seem intimidating. With luxury perks airport lounge access and high annual fees, these premium cards are on the wishlist of many. But do you actually qualify for one? I will tell you everything you need to know about getting a platinum credit card in this helpful … Read more
With its many years of experience managing properties in many states, HomeRiver Group stresses how important it is to know the possible legal and financial risks. Our commitment is to provide our clients with exceptional service backed by local expertise, ensuring that decisions regarding property management are made with the highest level of professional guidance. … Read more
The world of finance has evolved significantly over the years, with digital transactions becoming the norm for many. One question that often arises among homeowners is, can I pay my mortgage with a debit card?. This article delves into the details, exploring the intricacies of mortgage payments and the current trends in payment methods, ultimately … Read more
Credit scores are like report cards from different teachers. They’re all giving you grades, but they use different standards based on what they think is most important. So if you’ve looked at all three major credit bureaus (Experian, Equifax, and TransUnion) and thought, “Why is my Experian score lower than the others?” you’re not imagining … Read more
Buying a car is one of the biggest purchases many people will make. With costs quickly rising, more and more people are looking for ways to pay for a new or used vehicle without draining their bank account. This leads many to wonder: can I use my Amex card to buy a car? If you … Read more