As long as you have good credit, Fig is a good choice for quick and easy personal loans. Personal loans from Fig are quick and easy. You can borrow up to $35,000, and you can get the money in as little as one business day after applying online. The company promises no additional fees, no … Read more
Almost a third of adults in the UK feel like they have to use credit cards, loans, or overdrafts to spend more than they can afford. New research shows that debt worries still affect those earning above the average salary. Real wages are rising and inflation may be levelling off, but many Brits are still … Read more
Creditors can get unpaid debts paid by taking a portion of a debtor’s pay directly from their employer. This is called wage garnishment. This is scary for married people who might worry that their wages will be taken to pay off one spouse’s debt. So can spouses wages be garnished?. The answer is different for … Read more
Your credit limit is an important part of your financial health because it affects everything from your credit score to your ability to buy big things. At Peoples Bank & Trust, we believe in empowering our customers with the knowledge they need to manage their finances effectively. Heres a comprehensive guide to understanding your credit … Read more
The lender you settled with should let Experian and the other two major credit bureaus (TransUnion and Equifax) know about the change. The changes should show up on your credit reports soon after. If that doesn’t happen in a month or two, or if you’d like the update to happen faster, you can dispute the … Read more
Many people wonder if getting a line of credit is the same as having cash in hand. At first glance, they seem similar – you have access to funds that you can use when needed. However, there are some key differences between a line of credit and cash that are important to understand. What is … Read more
If you already have a loan, or about to take one on, then you should be fully aware of all the options for repayment that are available to you. While most lenders allow you to repay the loan via Equated Monthly Instalments, there are ways to become debt-free faster. Pre-payment and part payment are loan … Read more
Applying for a new credit card can be an anxiety-inducing experience, especially if you’re not sure whether you’ll get approved or not No one wants to deal with the sting of rejection, but there’s more at stake than just your pride The credit card company will usually do a hard inquiry on your credit report … Read more
Accounts that dont report to the credit bureaus cant help your credit — but failing to pay them on time can hurt it. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action … Read more
When life throws you a curveball and your credit card debt goes unpaid, it begs the question – what happens to unpaid credit card debt after 7 years?. Although the unpaid debt will go on your credit report and have a negative impact on your score, the good news is that it won’t last forever. … Read more