“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
When it comes to how often you should apply for a card, thereâs no one-size-fits-all answer. But there are some considerations that can help you figure out whatâs best for your situation. Before you apply for a new card, its important to understand how it might impact your credit. And taking into account things like … Read more
Hey there, friend! Ever wondered if you can peek at all three of your credit scores—ya know, the ones from Equifax, Experian, and TransUnion—without shelling out a dime? Well, I’m here to tell ya, you sorta can, but there’s a lil’ twist While getting the actual scores for free straight from one spot ain’t always … Read more
When you die, your credit reports are eventually deleted. However, if a loved one has recently passed, its important to notify the credit bureaus to curtail identity theft. After someone dies, their credit file will be marked as “deceased” and will eventually be deleted entirely. The process doesnt happen right away, however, so its a … Read more
Yes, you can use a personal loan to buy a car, and it could be a good choice in certain scenarios. But auto loans generally offer lower interest rates, making them a better option in most cases. Car prices remain elevated in 2023 due to the persisting impact of the pandemic. The average loan amount … Read more
No homebuyer wants to hear the words, “Mortgage loan denied in underwriting. ” The good news? A denial doesn’t have to be the end of the road for obtaining a mortgage. By understanding the warning signs your mortgage will be denied, you can take the right steps to get your homebuying journey back on track. … Read more
Paying off the mortgage after 30 years was a rite of passage for Americans approaching retirement age, but this once-common scenario is no longer the norm. According to research from Fannie Maes Economic and Strategic Research Group, baby boomers, those born between 1946 and 1965, are carrying more mortgage debt than earlier generations and are … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
Interestingly enough, many of the post commenters didn’t seem to agree with us on this! But here’s the nuts and bolts of savings rates and why additional mortgage payments should be included…. One of the most common questions homeowners have about personal finance is whether or not their mortgage payments can be seen as savings. … Read more
Getting ready to close on a new home can be an exciting yet stressful time. If you’re obtaining financing through a mortgage, one question you may have is whether conventional loans allow for a faster closing process compared to other loan types like FHA or VA loans. The short answer is yes, conventional loans do … Read more