Prima is a copywriter at Sallie and Boston University class of 2022 alum with a degree in communications. She transferred schools and switched majors her sophomore year, so she’s familiar with the unpredictable and chaotic college journey. She gives advice based on her own life and helps make the confusing parts of college life a … Read more
One of the most visible indicators of your financial health is your credit score. By analyzing it, lenders know your level of responsibility when using credit. The higher your score, the easier it is for you to get loans or credit. Also, a higher credit score will give a lower interest rate when applying for … Read more
Buying a car with cash means you won’t have to worry about monthly loan payments, but you’ll also miss a big chance to build up your credit score. As you go car shopping, consider the pros and cons of paying cash for a car and whether it’s right for your financial situation. Paying cash for … Read more
If you pay as agreed, student loans can help your credit score. But missteps can hurt it. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does … Read more
When it comes to homeownership, the idea of receiving a refund of any kind is exciting. After all, you have the inevitable bills that come along with homeownership. That’s why an escrow refund can present an enticing prospect. Although escrow refunds are relatively rare, these welcomed transactions do exist! Let’s take a closer look to … Read more
In Australia, it’s important to have a high credit score if you want to get loans or credit cards. But what does a “good” credit score really mean? This article will explain what credit scores are, the different ranges used in Australia, and how you can raise your score. What Is A Credit Score? A … Read more
You can refinance a car loan more than once, but doing so isn’t always a good idea. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does … Read more
Closing on a new home may seem like a daunting task, but with the checklist below, you’ll be more than prepared for the closing table. Closing on a home can be an exciting yet stressful time As the big day approaches, it’s normal to feel some anxiety about making sure you have everything in order … Read more
Getting approved for financing can be challenging especially if you have less-than-perfect credit. Many mainstream lenders rely heavily on credit scores and reports from major bureaus like Experian and TransUnion when making lending decisions. But what if your credit isn’t stellar? Does that automatically disqualify you from financing options? This is where companies that offer … Read more
If you are at least 18 years old, you can choose to build your credit history even if you share an Apple Card account. Getting your first credit card is an important step in building your credit history. With strong credit, you can more easily get approved for loans and other credit products in the … Read more