Lenders call money that was put into your bank account more than 60 days before you apply for a mortgage “seasoned.” When mortgage lenders speak of “seasoned money” for a down payment on your home, they mean money youve possessed for a certain period of timeâcommonly 60 days. Lenders require seasoning of large portions of … Read more
Getting married is an exciting milestone in life However, when one partner brings a lot of debt into the marriage, it can put a damper on things Debt is one of the leading causes of stress in relationships. So, should you go through with marrying someone who has a lot of debt? Here’s a detailed … Read more
Spot loans are designed to provide speedy financing to borrowers facing an unexpected expense — but that fast cash often comes at a high price. If youre considering a spot loan, be sure to understand the pros and cons before pulling the trigger. Should you have bad credit, it can be hard to get a … Read more
If you’re shopping for a new car, you might be considering an auto loan. Many people don’t fully understand how these loans work, especially income verification. For an auto loan, do you need pay stubs? It depends on your credit score, employment, and the lender’s rules. With a low credit score, banks focus on your … Read more
In general, a personal loan refers to a small loan that borrowers can spend as they see fit. It can be useful for making big purchases or consolidating high-interest debts. Getting approved for a million dollar loan may seem out of reach for many borrowers. However, with good credit and strategic planning, securing financing this … Read more
Its easy to earn cash back. Then, redeem it in any amount, any time—your cash back never expires1. Discover’s dollar for dollar match is an exciting reward program that allows cardholders to double their cashback rewards. This article will explain what it is how it works and tips to maximize the value from Discover’s dollar … Read more
If you can’t make your mortgage payments, you might feel like you have no choice but to keep struggling or give your home back to the bank through a forced foreclosure sale. However, you may have more control over your situation than you might think. People who live in Florida have certain rights and protections … Read more
This article is meant to give you general information about American Express products and services, not information that is specific to them. Different companies’ versions of the same goods and services will have different features. Before buying any financial product, you should always read about the product details. Is a 900 credit score possible for … Read more
It might seem like a good idea to pay off your mortgage early if you have the extra money. But is an early mortgage payoff always the right move? Ryan Peters, Wealth Planner with U. S. Bank Private Wealth Management, shares how to determine if it’s right for you to pay off your mortgage or … Read more
Credit Sesame is one of the best websites for personal finance and credit monitoring. It offers free credit scores, reports, monitoring, and identity protection. But who really runs this well-known financial services business? The Founder and CEO – Adrian Nazari An entrepreneur named Adrian Nazari started Credit Sesame in 2010. Nazari is also the CEO … Read more