After someone dies, notify the government programs and businesses they used. Cancel benefits payments and close or transfer accounts. The death of a loved one is always difficult In the midst of grief, there are also many details to attend to. One of those details involves notifying certain government agencies and financial institutions of the … Read more
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for … Read more
Getting a mortgage after being late on a few payments in the past year depends on a lot of things, like the lender’s requirements, how bad your late payments were, and how good your credit history is overall. Some recent late payments won’t hurt your credit score, so you might still be able to get … Read more
The Capital One Platinum Mastercard is a popular credit card that is known for being easy to qualify for, even if you have average credit. It provides basic benefits like no annual fee, fraud coverage, and access to your credit score. But one thing many people wonder about is – what’s the highest credit limit … Read more
When you purchase or refinance a home, the last step in the process is called the closing. This is when you finalize all the details of the transaction. Knowing what’s expected of you and understanding key homebuying terms can make the process smoother. Buying a home is an exciting milestone but the process doesn’t end … Read more
With Personal Loan rates as low as 6. 74% APR, now may be a great time to take care of your finances. Get started by checking your rates. Apply when youre ready. If you borrow at least $10,000 for 3 years, the APR shown is for that loan, and it includes a relationship discount of … Read more
Being “house poor” is a situation many homebuyers dread but often end up in. I’ll explain what it means to be house poor, what causes it, how to avoid it, and steps to take if you find yourself house poor What Does “House Poor” Mean? When you spend a lot of your income on things … Read more
Taking out a £100,000 mortgage is a major financial commitment. If you want to get this size of a loan, you should know how much income mortgage lenders think you should have before application. In this article we’ll explain How mortgage affordability is calculated What salary you’ll typically need for a £100k mortgage How to … Read more
While credit score requirements vary based on loan type, lenders generally require a credit score of at least 620 to buy a house with a conventional mortgage. To buy a house, you may need a credit score of at least 500, but it will depend on the type of mortgage loan you’re applying for and … Read more
If you’re like most people, the monthly mortgage payment isn’t the thing that worries you the most when you’re ready to buy a house. Its having enough saved for a down payment. Many homebuyers assume you need to have a down payment equal to 20% of the homes value. Thats not the case. There are … Read more