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How Long Does the IRS Give You to Pay Back Taxes?

Owing back taxes to the IRS can feel overwhelming You may be wondering how much time you actually have to pay off what you owe and avoid penalties. The good news is that the IRS provides flexible repayment options to help taxpayers in this situation In this article I’ll walk through the different payment plans … Read more

Can I Use My Credit Cards While Closing on a House?

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more

Who is Eligible for American Express Cards?

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone. Accepted in over 170 … Read more

Can I Buy a Car With a 727 Credit Score? What You Need to Know

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more

Does the 28/36 Rule Still Apply for Home Affordability?

“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more

Does American Express Have a Limit? Explained in Simple Terms

Most cards establish your initial spending limit when you apply, determining the maximum amount you can spend (or carry) at a given time. However, several American Express cards forego a traditional preset spending limit*—potentially allowing you to spend more on a case-by-case basis. This flexibility can be a major convenience for cardholders and is less … Read more

Is 702 a Good Credit Score?

A 702 credit score qualifies as good. According to FICO, a good credit score starts at 670, so you can give yourself a pat on the back if you have a 702 score or thereabouts. You’ll have an easier time landing that mortgage, car loan, or personal loan than if you had a poor or … Read more