Whether you get the store card or the Mastercard version, this rewards card is best for T. J. Maxx brand loyalists who dont carry a balance. If youre like me, you love the treasure hunt of shopping at T. J. Maxx. The deals! The finds! But you could be unlocking even more benefits by paying … Read more
Getting approved for an auto loan can be tricky especially if you have less-than-perfect credit. With lending requirements varying between financial institutions, you may be wondering which bank has the easiest auto loan approval? I took a close look at today’s top lenders to find the ones offering the most accessible loan approval process. Here’s … Read more
While having a credit score of 575 might make it harder to get an auto loan, it is still possible with the right plan. If you have “fair” credit, you won’t be able to borrow as much money from lenders and will have to pay higher interest rates. Still, there are things you can do … Read more
Hey there, fam! If you’re staring down a mountain of $30000 in debt and feelin’ like it’s gonna bury you, I’m here to tell ya—you got this. I’ve been in them trenches, sweatin’ over credit card bills that just wouldn’t quit and I clawed my way out. So, if you’re askin’, “How can I pay … Read more
Paying cash for a vehicle means no monthly payments, no interest charges and no chance of repossession. Still, there are scenarios when financing a car may be a better option. Buying a car is a major financial decision. If you have the means, paying cash for a car may help you save the most money. … Read more
A charge-off can remain on your credit report for seven years from the date the creditor charged off the debt. A charge-off, which appears on your credit report after a lender or other creditor gives up trying to collect a debt you owe, remains on your credit report for seven years. Charge-offs are bad things … Read more
For a score with a range of 300 to 850, a credit score of 670 to 739 is considered good. Credit scores of 740 and above are very good while 800 and higher are excellent. For credit scores that range from 300 to 850, a credit score in the mid to high 600s or above … Read more
Government loans can help pay for education, housing, business, and more. Federal grants are for organizations. Learn the differences between grants and loans and how to apply. Can You Get a Loan If You Already Have Debt? A Practical Guide It might not seem likely that you can get a new loan while still paying … Read more
The best approach to debt repayment depends on your balances, interest rates and financial goals. Prioritizing high-interest debt should save you the most moneyâbut in some cases, it might make more sense to pay off your highest balance first. When it comes to paying off debt, it usually makes the most sense to prioritize high-interest … Read more
You love this house because it has a yard, a large kitchen, and the right number of bedrooms. So how do you get from serious shopper to happy homeowner? By taking out a mortgage to finance the purchase. Here’s what you need to know about the mortgage underwriting process. When applying for a mortgage or … Read more