If you’re like most people, the monthly mortgage payment isn’t the thing that worries you the most when you’re ready to buy a house. Its having enough saved for a down payment. Many homebuyers assume you need to have a down payment equal to 20% of the homes value. Thats not the case. There are … Read more
Sorry, we don’t currently offer loans in . You may be eligible for an offer through our partner brand, NetCredit. Getting a loan from CashNetUSA can help you get cash quickly when you need it. You’ll have to pay back the loan amount plus any fees and interest at some point. Here are the steps … Read more
Paying cash for a vehicle means no monthly payments, no interest charges and no chance of repossession. Still, there are scenarios when financing a car may be a better option. Buying a car is a major financial decision. If you have the means, paying cash for a car may help you save the most money. … Read more
If you plan to buy a home in the coming year, taking steps now to spruce up your credit profile can increase your chances of qualifying for a mortgage and reduce the amount of interest youll be charged on the loan. Buying a house is an exciting milestone in life. However poor credit can derail … Read more
You could elevate your credit score with tips such as making on-time payments, paying credit card bills more than once a month, becoming an authorized user and fixing credit report errors. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on … Read more
You can pay off your car loan faster using several strategies, including refinancing your car loan, making biweekly payments, putting money toward extra lump-sum payments and canceling add-ons. They are faster ways to get rid of your auto loan if you want to get rid of it quickly. You can pay off your car loan … Read more
Most approved borrowers have credit scores of 661 or higher, but there is no set score to get an auto loan. Having a credit score below 660 could make it harder and more expensive — though not impossible — to finance your car. Here is what you need to know about auto loan credit scores … Read more
A credit limit is the maximum amount of credit a lender authorizes a borrower to use on a credit card or line of credit. If the borrower goes over the credit limit, they could face fines, fees, or even having their credit cards and lines of credit taken away. Keep reading to learn how credit … Read more
This is a normal part of the debt collection process. It applies to most common types of consumer debt including: If you’ve ever been hounded by a debt collector over an old bill you don’t even remember, you may have wondered, “How many times can a debt be resold, anyway?” Well, I’m here to tell … Read more
In order to change your name with the credit bureaus, you must first file any legal name change forms that your state requires and update your Social Security card. Then, update your name with your creditors. The new information will appear on your reports. When you change your name, youll want to make sure all … Read more