Hey there friend! If you’re sittin’ there wonderin’, “How much extra should I pay on my car payment?” you’ve come to the right spot. I’ve been down that road, stressin’ over car loans and dreamin’ of the day I’d be debt-free. Lemme tell ya payin’ a lil’ extra on your car payment can work wonders—savin’ … Read more
If youre looking for a credit card that is most likely to be accepted wherever you are in the world, your best choice is a credit card that carries the Visa or MasterCard logo. We compared the merchant acceptance of the four major global card payment networks — American Express, Discover, MasterCard, and Visa — … Read more
A 720 credit score is at the border between “good” and “excellent” on a 300-850 range. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this does not influence our evaluations. … Read more
If you fail to repay a debt and your lender sells that debt to a collection agency, you can end up with two negative entries in your credit reportâone for the original debt, and one for the collection account. The open date for a collection account may be months or even years after the original … Read more
FICO Score 8 is one of the many different versions of FICO credit scores. Since FICO Score 8 was launched, two newer versions of base scoresâFICO Scores 9 and 10âhave been released. However, FICO Score 8 remains one of the most widely used FICO credit scores. Find out more about FICO 8, such as how … Read more
Your credit utilization ratio is important even if you pay your bills in full. You could have a high credit utilization if your card issuer has already reported your cardâs balance to the credit bureaus prior to your payment. You wont accrue interest on your purchases if you pay your credit card bill in full … Read more
There is no limit on how many credit cards you can have. The important thing is not to get into too much debt. Hey there, fam! Let’s chat about a question that’s prob’ly crossed your mind if your wallet’s startin’ to look like a plastic jungle: how many credit cards is too much? Real talk—there … Read more
Using no more than 30% of your credit limits is a guideline — and using less is better for your score. The products shown on this page are mostly or entirely from our advertising partners. They pay us when you click on one of their links and then do something on our site. However, this … Read more
You’re ready to buy a car, but first you need to figure out the right way to finance it. The good news is that you have options: You can get your car loan from a bank or credit union, or you could go through the dealer. Both have their benefits and considerations, and it’s best … Read more
Whether youâre establishing or building your credit, applying for a credit card can be a big decision. The first step is finding a card that meets your needs. And if it comes with helpful benefits, that can be even better. Hey, friends! Have you ever wondered what the big deal is with platinum credit cards? … Read more
