Whatever your goals, a personal loan can help you reach them faster. Borrow $2,000 – $35,000* for things like a medical bill, a home project, or an unexpected expense. Hey there fam! If you’re in a tight spot and need some quick cash you’ve probably been wondering, “What’s the easiest loan to get approved for?” … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. Bankrate is always editorially independent. While we adhere to strict , this post may contain references to … Read more
The quicker you’re able to pay down the principal of your loan – or the amount of money you’re borrowing – the less interest you’ll have to pay. The amount of money you’re borrowing is known as your principal. The interest is the cost you pay for borrowing money. Interest and fees are generally paid … Read more
Understanding your debt-to-income (DTI) ratio is crucial when applying for a mortgage. This ratio compares your monthly debt payments to your monthly income and helps lenders determine how much house you can afford. But what exactly gets included in the DTI calculation? Specifically, does your escrow payment for taxes and insurance count? The short answer … Read more
Bankrate is always editorially independent. While we adhere to strict , this post may contain references to products from our partners. Heres an explanation for . Our is to ensure everything we publish is objective, accurate and trustworthy. Bankrate logo. Founded in 1976, Bankrate has a long track record of helping people make smart financial … Read more
Balloon financing means reducing your monthly car payments now, but making a large “balloon payment” at the very end of the loan. After that, you can break out the balloons and celebrate. Using a balloon payment for your car has some advantages, but not all vehicles qualify, and that final payment can be rough. Leasing … Read more
As a 1099 contract worker, you may wonder if you can qualify for an auto loan to buy a car, since you don’t have a regular W-2 salary and paystub. The good news is, yes you can definitely buy a car with a 1099! However, the process is a bit different than it is for … Read more
In deciding whether refinancing is right for you, theres more to consider than just mortgage interest rates. Some or all of the mortgage lenders on our site are advertising partners of NerdWallet. This doesn’t change how we rate the lenders or the order in which they are listed on the page. Our opinions are our … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
A few late payments are not an automatic “score-killer. ” An overall good credit history can outweigh one or two instances of late credit card payments. However, having no late payments in your credit report doesnt mean youll get a “perfect score. ” Your payment history is just one piece of information used in calculating … Read more