Roth IRAs dont offer a fixed interest rate — instead, the return depends on the investments you choose in the account. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more
When you’re dealing with the loss of a loved one, the last thing you want to worry about is taxes. But if you’ve received a lump sum death benefit, understanding the tax implications is crucial for your financial planning. I’ve helped many clients navigate this confusing terrain, and I’m here to break it down in … Read more
From its beginnings in the days of President Franklin Roosevelt, Social Security has held fast that spouses and ex-spouses have a claiming right to retirement benefits. And, if you are among the tens of millions who are divorced as you near retirement, it pays to know how Social Security can provide a source of guaranteed … Read more
The dream of retiring comfortably has just become a bit less expensive for most Americans, a recent study shows. Do you have enough socked away? When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. For many people, retiring with enough cash to live comfortably seems like … Read more
Theres an old saying which says that the best time to invest was yesterday, and the second best time is now. And that couldnt be more true! Ever looked at your child and wondered how to set them up for financial success? You’re not alone. As a parent, I’ve spent countless hours researching how my … Read more
If you are an estate executor, is it necessary to file for probate when the estate owner dies? Learn more about the process of filing for probate here. When a loved one passes away, there are many tasks and responsibilities that need to be executed. Some examples include notifying others of the death, coordinating funeral … Read more
Buying a home is an exciting milestone in life but also requires careful financial planning. One of the biggest questions homebuyers face is how much cash they should have leftover after putting down their down payment. Congratulations on your new home purchase! It’s an exciting time, but let’s be real – your wallet might be … Read more
See how much monthly income an annuity could provide and get objective guidance by calling 866-663-5241. Yes, you absolutely can buy a 5-year annuity! And honestly, they’re becoming more popular lately as people look for safer investment options with guaranteed returns. If you’re wondering whether a 5-year annuity might be right for your financial situation, … Read more
Hey there! So you’ve got an old 401(k) from a previous job just sitting around, and you’re wondering what to do with it? You’re definitely not alone. With millions of Americans switching jobs each year (about 3.8 million people quit their jobs monthly in 2023!), there’s a lot of “orphaned” retirement money out there. I’ve … Read more
Have you ever stared at your bank account balance and wondered, “Am I keeping too much cash? Not enough?” You’re definitely not alone. With all the economic weirdness lately—stubbornly high inflation, swinging markets, and financial uncertainty—figuring out your cash sweet spot feels more important than ever. I’ve been obsessing over this question myself lately, and … Read more
