Hey there! If you’re pulling in $70,000 a year and dreaming of owning a home, you’re prolly asking yourself, “How much house can I afford with a 70k salary?” I’ve been there, stressing over mortgage math and wondering if I’d ever get the keys to my own place Good news—buying a home on this income … Read more
Your income is a big part of how much of a loan mortgage lenders will give you, but it’s not the only thing they look at. So, if youre wondering how much house you can afford on a $200k salary, we’ve put together some answers. A buyer with a salary of $200,000 could afford a … Read more
This content may include information about products, features, and/or services that SoFi does not provide and is intended to be educational in nature. If you’re in the market for a new (or new-to-you) set of wheels with plans to finance it, predicting your interest rate will help you figure out the total costs of the … Read more
Now that you know the answer to the question “Is Equifax a FICO score? “, let me clear the air right away. Nah, they ain’t the same thing. Equifax is a credit bureau that keeps track of your financial history. A FICO score, on the other hand, is a number that is calculated from that … Read more
No homebuyer wants to hear the words, “Mortgage loan denied in underwriting. ” The good news? A denial doesn’t have to be the end of the road for obtaining a mortgage. By understanding the warning signs your mortgage will be denied, you can take the right steps to get your homebuying journey back on track. … Read more
“Expert verified” means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. The Review Board is made up of financial experts whose job it is to make sure that all of our content is fair and unbiased. Bankrate is always editorially independent. While we adhere to strict , this post may … Read more
There is no limit on how many credit cards you can have. The important thing is not to get into too much debt. Hey there, fam! Let’s chat about a question that’s prob’ly crossed your mind if your wallet’s startin’ to look like a plastic jungle: how many credit cards is too much? Real talk—there … Read more
So, you’re eager to pay off your mortgage early? That’s a great financial goal to set for yourself! Living in a house that you don’t owe any money on is not only very freeing, but it’s also a great way to get rich. If you don’t have to pay for your house, you’ll have a … Read more
No homebuyer wants to hear the words, “Mortgage loan denied in underwriting. ” The good news? A denial doesn’t have to be the end of the road for obtaining a mortgage. By understanding the warning signs your mortgage will be denied, you can take the right steps to get your homebuying journey back on track. … Read more
Your credit utilization ratio is important even if you pay your bills in full. You could have a high credit utilization if your card issuer has already reported your cardâs balance to the credit bureaus prior to your payment. You wont accrue interest on your purchases if you pay your credit card bill in full … Read more