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Finance

Does an IRS Payment Plan Affect Your Credit Score?

If you’re behind on taxes, you might be wondering if owing the IRS hurts your credit score. Negative marks on your credit score can have a lasting impact, making it more difficult to apply for a credit card, car loan, home mortgage, and more. When qualifying borrowers, lenders want to see a demonstrated history of … Read more

Can I Get a Car Loan With a 531 Credit Score?

Roughly 66% of cars financed go to borrowers with scores of 661 or higher, but those with lower scores have options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their … Read more

What Is A Good Credit Score For Wells Fargo?

One of the most important things that lenders like Wells Fargo look at when deciding whether to give you new credit is your credit score. But what exactly does Wells Fargo mean by “good” credit? In this detailed guide, we’ll explain everything you need to know about credit scores and what Wells Fargo wants. Before … Read more

How Many Credit Cards Does The Average American Have in Their Wallet?

Every swipe, tap, or click of a credit card tells a story about our economy, consumer behavior, and technological evolution. In 2025, these plastic (and increasingly digital) rectangles continue to dominate the payment landscape – with Americans holding over 500 million cards and global transaction volumes reaching unprecedented heights. For businesses, especially those managing employee … Read more

Does FHA Use VantageScore for Mortgages?

FHA loans are one of the most popular loans for homebuyers because they have various benefits such as: But can your credit score affect the home-buying process for an FHA loan? Throughout this article, we’re going to walk you through everything you need to know regarding how your credit score affects FHA loans. We’ll also … Read more