Are you a Middle Tennessee Natural Gas customer looking for the simplest way to pay your monthly bill? Maybe you’re tired of mailing checks or want to avoid those last-minute payment rushes. I’ve got good news! MTNG offers several convenient payment methods that can save you time and hassle.
As someone who’s navigated utility payments for years I know how important it is to have flexible options. MTNG understands this too which is why they’ve created multiple ways to manage your natural gas payments. Let’s dive into everything you need to know about paying your MTNG bill!
Recent Changes to MTNG Payment System
Before we explore all your options it’s important to note some recent changes. Beginning February 1 2024, MTNG introduced a new Customer Portal and mobile app for managing your utility account. This update gives you more convenient access to your account information and payment options.
However, there’s an important change to be aware of: transaction fees charged by the payment vendor are now passed directly to customers using online or phone payment services at the time of transaction. MTNG doesn’t receive these fees – they go straight to the vendor.
Top MTNG Bill Payment Options
Bank Draft (Automatic Payments)
The Bank Draft program is MTNG’s most recommended payment method, and for good reason:
- No transaction fees – This is the ONLY payment option with zero added charges
- Automatic payments – No need to remember due dates
- Simple setup – Easy to enroll through your account
If you want to save money and time, Bank Draft is definitely worth considering MTNG emphasizes this option because it helps keep their operational costs (and ultimately, your rates) lower
Online Payment Through Customer Portal
The new Customer Portal offers a convenient way to pay your bill online:
- Visit mtng.utilitynexus.com/make-a-payment
- Enter your account information to verify your identity
- Choose your payment method (credit/debit card or ACH/eCheck)
- Enter payment details and submit
Remember that transaction fees apply for online payments. The portal will show your current account balance, past due amount, and total due before you complete your payment.
Mobile App Payments
For those who prefer managing utilities on the go:
- Download the MTNG Customer Portal mobile app
- Sign in with your account credentials
- Make payments directly from your smartphone
- Receive confirmation via email or text
This option also incurs transaction fees but offers ultimate convenience for mobile users.
Understanding MTNG Bill Payment Details
When making a payment through the Customer Portal, you’ll need to provide:
- Your MTNG account number
- Payment amount (current balance or another amount)
- Payment method details
- Email address for confirmation
- Optional mobile number for text confirmation
The system will immediately update your MTNG account balance, though it may take up to 24 hours for the payment to post to your financial institution.
Important Payment Limitations to Know
There are some restrictions on payment methods:
- Credit/debit card payments have a monthly limit (the exact amount is shown in your account)
- MTNG cannot accept online payments for merchandise
- Third-party payment services are prohibited
Alternative Payment Options
If online payments aren’t your preference, MTNG offers other ways to pay:
- Local Offices – Pay in person at any MTNG location
- Phone Payments – Call to make a payment (transaction fees apply)
- Mail – Send a check to their billing address
Benefits of the MTNG Customer Portal
Beyond just making payments, the Customer Portal offers:
- View your current account balance
- Check payment history
- Receive bill notifications
- Sign up for Levelized Billing Program
- Access rate information
Special Programs That Might Help You
MTNG offers several programs that can help manage your natural gas costs:
Levelized Billing Program
This program evens out your payments throughout the year, so you’re not hit with extremely high bills during winter months. It’s calculated based on your average usage, making budgeting much easier.
Senior Net Program
If you’re a senior citizen, MTNG offers the Senior Net Program which may provide discounts or payment assistance. Check their website for eligibility requirements.
Understanding Your Bill Calculations
Your MTNG bill consists of several components:
- Gas consumption charges
- Basic service charge
- Any applicable fees or credits
- Past due amounts (if any)
The current rate sheets (effective May 1, 2025) can be found on the MTNG website for detailed information about pricing.
Tips for Hassle-Free MTNG Payments
Here are some strategies I’ve found helpful for managing natural gas payments:
- Set up Bank Draft – Avoid fees and never miss a payment
- Enroll in the Customer Portal – Easy access to account information
- Consider Levelized Billing – Especially if winter bills strain your budget
- Mark payment due dates on your calendar if not using automatic payments
- Keep your account info handy – Makes payments quicker
What to Do If You’re Having Trouble Paying
If you’re experiencing financial difficulties:
- Contact MTNG directly to discuss payment arrangements
- Ask about the Project Hometown Help program
- Inquire about other assistance programs that might be available
MTNG is committed to helping customers maintain service during difficult times.
Frequently Asked Questions About MTNG Bill Pay
Are there any fees for paying my MTNG bill?
Yes, transaction fees apply for online and phone payments. These fees go to the payment vendor, not MTNG. The only fee-free option is Bank Draft.
How quickly will my payment be processed?
Your MTNG account balance updates immediately after payment, but it may take up to 24 hours for the payment to post to your bank or credit card.
Can I set up recurring payments?
Yes! The Bank Draft program automatically withdraws your payment each month. You can also set up recurring payments through the Customer Portal.
What if I need to dispute a charge?
Contact MTNG directly if you notice any discrepancies on your bill. Refunds are not typically processed through the payment platform.
Why MTNG Recommends Bank Draft
MTNG strongly encourages customers to use their Bank Draft program because:
- It saves you money by avoiding transaction fees
- It reduces administrative costs for MTNG, helping keep rates lower
- It ensures on-time payments, preventing late fees
- It’s environmentally friendly (less paper)
- It’s the most secure payment method
Security and Privacy Considerations
When using MTNG’s online payment system:
- All transactions are processed securely
- Personal information is protected
- The system uses industry-standard security protocols
- Privacy policy details can be found on their website
Final Thoughts
Managing your Middle Tennessee Natural Gas payments doesn’t have to be complicated. With multiple options available, you can choose the method that works best for your lifestyle and preferences.
I personally recommend signing up for Bank Draft if possible – it’s clearly the most economical choice since there are no transaction fees. Plus, the peace of mind knowing your bill is automatically paid is worth a lot!
If you prefer more control over exactly when payments are made, the Customer Portal offers a great balance of convenience and flexibility, though remember those transaction fees will apply.
Whichever method you choose, MTNG has made the process as straightforward as possible. Their commitment to providing competitive natural gas service includes keeping rates low and making payments easy for customers.
Remember to visit www.mtng.com/billing/ for more information about billing options and mtng.utilitynexus.com/make-a-payment when you’re ready to make a payment.

Contact Information & Hours
Middle Tennessee Natural Gas 453 N Spring St Sparta, TN 38583
Mailing Address P.O. Box 469 Sparta, TN 38583
Hours: 8:00 am – 5:00 pm Monday – Friday Emergency On-Call Personnel Available: All day, every day
The Sparta Office is located on North Spring St beside Saint Thomas Highlands Hospital. It is across from Vista Dr, approximately 1.5 miles north of the intersection of North Spring St and West Bockman Way.
Communities Served in Putnam County
Baxter Bloomington Springs Boma Ditty Double Springs