Have you ever felt overwhelmed by all the fancy investment jargon and complicated strategies? I definitely have! When I first started investing I was bombarded with terms like derivatives leveraged ETFs, and technical analysis patterns. It was enough to make my head spin! That’s when I discovered the KISS Rule of Investing – a principle … Read more
As one of the benefits of being a teacher, teachers working in a state-funded school in the UK will automatically enrol in the Teachers’ Pensions Scheme (often abbreviated to tps pension). This scheme can ensure a stable financial future, but it can be complicated to understand, making planning for retirement confusing. On this page, we … Read more
There is no more lucrative financial move than to have a teenager or young adult open a Roth IRA. Now I know that may be a hard sell. Suggesting someone that young open an investment account for their retirement does sound a bit, well, crazy. But it is crazy smart. And for the parents and … Read more
Let’s face it – no one wants to think about death and what happens to their stuff afterward But if you care about your family (which I’m guessing you do), learning how to avoid probate is one of the kindest things you can do for them. When I first started researching estate planning I was … Read more
A defined benefit (DB) pension plan is a fund that is designed to provide a guaranteed income to employees in retirement. Similar to defined contribution plans like 401(k), 403(b) and profit-sharing plans, which have become more common, pensions are offered through an employer. In contrast to defined contribution plans, a pension plan guarantees retirement income. … Read more
Let’s face it – nobody wants to pay more for Medicare than they have to. When you’ve worked hard and saved diligently for retirement it can feel like a punch in the gut to discover you might be paying higher Medicare premiums than your neighbor who gets the exact same coverage. This is where understanding … Read more
Yes, it’s possible, even if you don’t have a conventional job Part of the Series Roth IRAs: Investing and Trading Dos and Donts The IRS does not allow contributions to a Roth IRA without what it calls earned income. That usually means that you need a paying job—working for either someone else or your own … Read more
So you’ve got $200,000 burning a hole in your pocket? First off, congrats! Whether it’s from an inheritance, selling a business, or years of dedicated saving, having $200k at your disposal is a game-changer for your financial future. I’ve been researching smart money moves for years, and I’m excited to share some practical strategies that … Read more
Have you been grinding away at the same company for a quarter century and wonder if you can finally hang up your work boots? You’re not alone! Many folks dream of calling it quits after putting in 25 years with the same employer. The good news is that yes in many cases you absolutely can … Read more
Looking forward to your golden years? Let me tell ya, nobody wants to share their hard-earned retirement nest egg with Uncle Sam! After decades of working and saving the last thing you need is a hefty tax bill eating away at your retirement income. I’ve helped dozens of clients navigate the complex world of retirement … Read more
