Nissan North America provides financial services through Nissan Motor Acceptance Company (NMAC). NMAC looks after your lease and vehicle financing, providing fast and convenient payment options. Take advantage of automatic recurring payments, make a one-time payment, use services like Paymentus® or Moneygram, and through the mail or by money order. Visit the NMAC site to make a payment using any one of these options or to learn more about NMAC.
Are you pulling your hair out trying to find the right Nissan finance phone number to pay your bill? I’ve been there! After getting my Altima last year, figuring out how to make payments was surprisingly complicated. That’s why I’ve put together this comprehensive guide on how to pay your Nissan finance bill by phone and through other convenient methods.
The Main Nissan Finance Phone Number You Need
Let’s cut straight to the chase. If you want to make a payment over the phone through the Paymentus® system, the number you need is:
833-648-0173
This is the official number provided by Nissan Motor Acceptance Company (NMAC) for making one-time payments Be aware that transaction fees may apply when using this service.
Why People Call Nissan Finance
People typically contact Nissan Finance (NMAC) for various reasons:
- Making payments on their vehicle loan or lease
- Checking account balances
- Requesting payoff information
- Updating personal information
- Resolving billing issues
- Setting up automatic payments
- Questions about lease-end options
- Addressing late payment concerns
Multiple Ways to Pay Your Nissan Finance Bill
NMAC offers several payment options beyond just calling by phone:
Option 1: Automatic Monthly Payments
This is honestly the easiest method and what I use for my Nissan. Once you set it up, you’ll never have to worry about missing a payment again.
How to set up:
- Log in to the NMAC Finance Account Manager online
- Click “Pay Now”
- Choose “Recurring Payment”
- Select your preferred payment date and amount
The system is secure and flexible, allowing you to make changes whenever needed.
Option 2: One-Time Phone or Online Payments
If you prefer making individual payments each month:
By Phone:
- Call 833-648-0173
- Have your account information and payment method ready
Online:
- Log in to NMAC Finance Account Manager
- Select “Pay Now”
- Choose “One-Time Payment”
- Follow the prompts
Both methods accept debit cards and electronic checks, but remember that Paymentus® transaction fees may apply.
Option 3: Mail a Check or Money Order
For those who prefer traditional payment methods:
- Write a check or get a money order for your payment amount
- Mail it to the address on your billing statement’s reply envelope
- Allow sufficient time for delivery and processing
Benefits of Using NMAC’s Online Account Manager
I was surprised by how useful the online portal is! When you register for the NMAC Finance Account Manager, you can:
- Turn off paper statements (go green!)
- Schedule automatic recurring payments
- Check your account status
- Review past statements
- Update your address
- Verify your payoff amount
- Access important forms
- Find answers to FAQs
Going Paperless with NMAC
Tired of paper bills? Me too! Here’s how to switch to paperless billing:
Option 1: Through NMAC Finance Account Manager
- Register and log in
- Follow instructions to turn off paper statements
- NMAC will email you when monthly statements are available
Option 2: E-Bill Through Your Bank
- Enroll in e-Bill through your bank’s website
- Your bank will notify you when statements are ready
- More details available at ebillplace.com
Concerns About Nissan Vehicles to Consider Before Financing
While setting up your payments is important, it’s also worth noting some potential concerns with Nissan vehicles that might impact your long-term financing decisions.
Based on forum discussions, there have been reports of CVT transmission issues in several Nissan models. According to a Consumer Report article from May 2021, five Nissan models were among the top 10 cars with most transmission problems.
Models mentioned with potential transmission concerns include:
- Sentra
- Altima
- Maxima
- Rogue
This is important to consider because if you’re financing a vehicle that might require expensive repairs, it could affect your budget alongside your regular payments.
Expert Advice on Nissan CVT Maintenance
If you already own a Nissan with a CVT transmission, proper maintenance can significantly extend its life. Forum experts recommend:
- Regular fluid changes every 30,000 miles (ignore Nissan’s longer maintenance intervals)
- Having transmission services done by professional technicians, not quick-lube places
- Consider aftermarket trans coolers if you frequently drive in hot conditions or hilly areas
- Use quality fluids (aftermarket options like AMSoil or Eneos can work well and cost less)
Contacting NMAC for More Information
If you have additional questions about your Nissan financing that aren’t covered here, you can visit the official NMAC website for more details and contact information.
The site provides:
- Comprehensive payment information
- Account management tools
- Payoff details
- Additional customer service options
Quick Tips for Managing Your Nissan Finance Account
- Set calendar reminders for payment due dates if you’re not using automatic payments
- Keep your contact information updated so you receive important notices
- Check your account regularly to verify payments are processing correctly
- Save confirmation numbers when making phone payments
- Consider setting up automatic payments for a few dollars more than the minimum to pay off your loan faster
- Review your statements monthly to catch any potential errors
Making the Most of Your Nissan Ownership Experience
Your relationship with Nissan Finance is just one part of your overall ownership experience. To get the most value:
- Register for the MyNISSAN Owner Portal to access vehicle information
- Schedule regular maintenance to protect your investment
- Consider extended protection plans if you plan to keep your vehicle beyond the warranty period
- Take advantage of any special financing offers when it’s time for your next vehicle
Final Thoughts
Managing your Nissan finance payments doesn’t have to be complicated. Whether you prefer the convenience of automatic withdrawals, the control of making payments by phone, or the simplicity of mailing a check, NMAC provides options to fit your preference.
The most important thing is to stay on top of your payments to avoid late fees and negative impacts on your credit score. Setting up the NMAC Finance Account Manager is probably the smartest move you can make – it gives you control and visibility over your account whenever you need it.
Frequently Asked Questions About Nissan Finance
Q: Is there a fee for paying my Nissan bill by phone?
A: Yes, Paymentus® transaction fees may apply when paying by phone at 833-648-0173.
Q: How long does it take for a mailed payment to process?
A: Mail payments typically take 5-7 business days to process, so plan accordingly.
Q: Can I make extra payments toward my principal?
A: Yes, you can make additional payments. Contact NMAC directly to ensure they’re applied correctly.
Q: What happens if I miss a payment?
A: Late payments may result in fees and could negatively impact your credit score. Contact NMAC immediately if you anticipate payment difficulties.
Q: Can I change my payment due date?
A: In some cases, yes. Contact NMAC customer service to discuss your options.
Remember, staying proactive with your auto loan or lease management is the best way to ensure a positive financing experience with your Nissan vehicle!

NMAC FINANCE ACCOUNT MANAGER
Manage your loan or lease account online with the NMAC Finance Account Manager. Register to be able to:
- Turn off paper statements
- Schedule recurring payments
- Check your account status and review statements
- Update your address
- Verify payoff amount
- Read answers to frequently asked questions (FAQs)
- Access important forms
HOW TO MAKE BILL PAYMENTS
Option 1: Sign up for automatic monthly payment withdrawals
- Online—Log on to the NMAC Finance Account Manager, Pay Now, then choose Recurring Payment. Once enrolled, you can choose your payment date and amount. It’s secure, flexible, and hassle-free.
Option 2: Make a one-time payment through Paymentus®
Pay by phone or web using your ATM/Debit card, or electronic check (Paymentus® transaction fees may apply).
- Call 833-648-0173, or
- Log on to the NMAC Finance Account Manager, Pay Now, then choose One-Time Payment.
Option 3: Mail a check or money order.
You’ll find the payment address on the reply envelope included with your billing statement.
Instead of receiving your monthly NMAC bill in the mail, go paperless by using one of the following options:
- Register with the NMAC Finance Account Manager and follow the instructions to turn off paper statements. NMAC will send you an email when your monthly statement is available online.
- Enroll in e-Bill through your bank’s website. Your bank will send you a monthly email to let you know when your statement is available for viewing and payment. Details and participating banks can be found at ebillplace.com.