Are you tired of scrambling at the last minute to pay your utility bills in Owatonna? I know how frustrating it can be to keep track of due dates and payment methods. After living in Owatonna for years I’ve figured out all the ins and outs of OPU’s payment systems, and I’m excited to share these tips with you!
Owatonna Public Utilities (OPU) offers multiple convenient ways to pay your bills. Whether you’re a tech-savvy person who prefers online payments or someone who likes the traditional approach of paying in person, OPU has got you covered. Let’s dive into everything you need to know about paying your OPU bills.
What is Owatonna Public Utilities?
Before we jump into payment methods, let’s quickly understand what OPU is. Owatonna Public Utilities is the local utility provider serving the Owatonna area. They provide essential services including:
- Electricity
- Natural gas
- Water
- Sewer services (billed on behalf of the City of Owatonna)
As a public utility, OPU is owned by the community it serves, which means they’re focused on providing reliable services at reasonable rates rather than generating profits for shareholders.
Finding Your OPU Account Number
One thing that tripped me up when I first moved to Owatonna was locating my account number. You’ll need this for most payment methods, especially online payments.
Your OPU account number is located in the upper right corner of your billing statement. If you can’t find your statement, don’t worry! You can call OPU’s customer service at 507-451-2480 and a representative will help you retrieve your account number.
Online Payment Options
SmartHub – The Full-Featured Portal
The most convenient way to pay your OPU bill is through SmartHub, their customer portal. I’ve been using it for years and can’t imagine going back to paper checks!
To access SmartHub, visit owatonnautilities.smarthub.coop.
When you use SmartHub, you get these awesome benefits:
- View your complete bill history
- Track your utility consumption patterns
- See your payment history
- Update your account information
- Pay your bills with just a few clicks
- Set up automatic payments so you never miss a due date
Setting up autopay was a game-changer for me. I no longer have to remember to pay my bill each month – it just happens automatically! The consumption history feature has also helped me identify ways to reduce my energy usage during expensive winter months.
Pay Now Option – Quick and Simple
Sometimes you just want to make a payment without logging into an account or viewing all your history. For those situations, OPU offers a “Pay Now” option.
This is perfect if:
- You’re in a hurry
- You don’t need to review your account details
- You just want to make a quick payment
The Pay Now feature accepts credit and debit cards, making it super easy to take care of your bill even when you’re on the go.
Phone Payments
Not everyone likes paying bills online, and that’s totally fine! OPU offers a 24/7 phone payment option at 1-855-967-3161. You’ll need your account number and a credit or debit card.
I’ve used this method a couple times when my internet was down, and it works great! The automated system is easy to navigate and provides confirmation once your payment is processed.
In-Person Payment Options
OPU Office
If you prefer the personal touch, you can pay your bill directly at the OPU office. They accept:
- Cash
- Credit/debit cards
- Personal checks
The OPU office is located at 208 S. Walnut Avenue in downtown Owatonna, at the corner of Bridge Street and Walnut Avenue.
Their office hours are:
- Monday to Wednesday: 8 AM – 5 PM
- Thursday: 8 AM – 6 PM (extended hours!)
- Friday: 8 AM – 4 PM
- Saturday and Sunday: Closed
I appreciate that they offer extended hours on Thursdays, which makes it easier for those of us who work traditional 9-5 jobs.
Convenient Drop Boxes
Can’t make it to the office during business hours? No problem! OPU has several drop boxes located throughout Owatonna:
- HyVee Customer Service Counter
- Cashwise Customer Service Counter
- OPU Parking Lot
- OPU Lobby (South entrance or by the elevator)
I’ve used the HyVee drop box many times while grocery shopping. It’s super convenient to take care of two errands at once!
Setting Up Automatic Payments
One of the smartest things I’ve done was setting up automatic payments through SmartHub. Here’s how you can do it too:
- Login to your SmartHub account at owatonnautilities.smarthub.coop
- Navigate to the “Billing & Payments” section
- Select “Auto Pay Accounts”
- Follow the prompts to set up your preferred payment method
- Choose whether you want to pay the full balance or a specific amount
Auto payments ensure you never face late fees or service interruptions due to forgotten bills. It’s been a huge stress reliever for me!
Understanding Your OPU Bill
Sometimes paying the bill isn’t the hard part – it’s understanding what you’re actually paying for! OPU bills can seem complicated at first glance, but they’re actually pretty straightforward once you know what to look for.
Your bill typically includes:
- Basic service charges for each utility
- Usage charges based on how much electricity, water, or gas you consumed
- Any applicable taxes
- City of Owatonna sewer and stormwater charges
- Previous balance and payments
If you’re ever confused about any line item on your bill, OPU has a “Understanding Your Bill” section on their website that explains each component. You can also call their customer service for personalized assistance.
Tips for Reducing Your Utility Bills
While we’re talking about paying utility bills, let’s discuss some ways to reduce those bills! OPU actually offers several programs to help customers save money:
Energy Audits
OPU provides both residential and business energy audits. These assessments can identify ways to make your home more energy-efficient.
Conservation Programs
Check out their Conservation Central section for rebates on energy-efficient appliances and LED lighting. I got $50 back when I upgraded to an energy-efficient refrigerator last year!
Water Conservation Tips
During Minnesota drought periods, following OPU’s water conservation tips can help reduce your water bill while also protecting this precious resource.
What to Do If You’re Having Trouble Paying
We all go through tough financial times. If you’re struggling to pay your utility bill, don’t ignore it! OPU offers:
- Cold Weather Protection during winter months
- Payment arrangements if you contact them before the due date
- Information about energy assistance programs
It’s always better to contact them proactively rather than waiting until your service is at risk of disconnection.
My Personal Experience with OPU Bill Pay
When I first moved to Owatonna, I was paying my bills by check at the office. It was time-consuming and sometimes I’d forget until the last minute.
Then I switched to SmartHub and set up autopay. What a difference! My bills are now paid automatically on the same day each month, I can easily track my usage patterns, and I never worry about late fees.
Last winter, I noticed my gas usage was higher than normal. Using the consumption history feature in SmartHub, I identified the problem – we had started using our gas fireplace more often! This awareness helped us make adjustments to keep our bill manageable.
Common Questions About OPU Bill Pay
When are OPU bills due?
Bills are typically due 20 days after issuance. The exact due date is clearly marked on your bill.
What happens if I pay late?
Late payments may incur penalty fees, and consistently late payments could eventually lead to service disconnection. It’s best to contact OPU before the due date if you need arrangements.
Can I pay partial amounts?
Yes, you can make partial payments, but your account isn’t considered current until the full balance is paid. If you’re struggling, contact OPU to discuss payment arrangements.
Is there a fee for using credit cards?
Currently, OPU does not charge additional fees for credit or debit card payments, which is great compared to some other utilities that add convenience fees.
Other Services Available Through OPU
While we’re focused on bill payment in this article, it’s worth mentioning that OPU offers several other useful services through their website:
- Report an outage
- View electric, water, and natural gas rates
- Access conservation tips and rebate programs
- Learn about safety measures for utilities
- Find information about distributed energy resources like solar
Final Thoughts on OPU Bill Pay
After years of paying Owatonna Public Utilities bills, I can confidently say they’ve made the process as painless as possible. With multiple payment options including online, phone, and in-person methods, there’s something that works for everyone.
I strongly recommend setting up a SmartHub account even if you don’t use it for payments. The ability to track your usage and understand your consumption patterns is invaluable for managing your household budget.
The next time your OPU bill arrives, you’ll be prepared with multiple ways to pay it conveniently. And remember, if you ever have questions about your bill or payment options, OPU’s customer service team is just a phone call away at 507-451-2480.
Have you tried any of these payment methods? Which one works best for your lifestyle? I’d love to hear about your experiences in the comments below!

TRUSTED SERVICE. COOPERATIVE VALUE.
Formed by the union of strong, successful ag-focused cooperatives with rich traditions and deep roots in the communities we serve, We are shaped by our past experience, not bound by it. We use what we have learned as a foundation that allows us to work efficiently in the present, and we are focused on shaping the future. In all we do, we are guided by five core principles.
WE CONSIDER OUR CUSTOMERS FIRST.
WE HARNESS CHANGE FOR THE BENEFIT OF OUR MEMBER/OWNERS.
WE GIVE BACK TO OUR COMMUNITIES.
WE PROVIDE AVENUES FOR EMPLOYEE GROWTH AND SUCCESS.
WE ALL OWN THIS.
CFS PRODUCTS AND SERVICES

Today’s agriculture is equal parts experience, equipment, technology, and insight. The CFS agronomy department has all four covered.

In this digital age, speed is everything. Bigger equipment means a shorter harvest, so our facilities are geared to handle your grain quickly, get you back to the field, and keep that grain in top condition until it’s marketed.

Quality feed at competitive prices—with the experience and product knowledge to back up the sale. That’s what you want in a feed supplier, and that’s what we offer at CFS.

We’ve worked hard to build a reputation for responsive energy service. Whatever your energy need, we can meet it.