Let’s face it – you just dropped some serious cash on that gorgeous sectional or dreamy bedroom set, and now you need to handle those monthly payments. No worries! I’ve been there too, and I’m gonna break down everything you need to know about paying your Havertys bill without the headache.
Payment Options: So Many Ways to Pay!
Havertys understands that customers need flexibility when it comes to making payments That’s why they offer several convenient options to fit your lifestyle and preferences
In-Store Payment Options
When you visit any Havertys location, you can pay your bill using:
- Visa
- MasterCard
- American Express
- Discover
- Travelers checks
- Havertys gift cards
- Havertys Synchrony card accounts
- Approved Havertys Credit Services accounts
Online Payment Options
If you prefer the convenience of paying from home (who doesn’t?) Havertys accepts these payment methods on their website
- Visa
- Master Card
- American Express
- Discover
- Your existing Havertys Synchrony card
Managing Your Havertys Credit Card Account
If you’re one of many customers who have a Havertys credit card through Synchrony Bank, here’s what you need to know about managing your account.
How to Access Your Account Online
- Visit the Synchrony website
- Click on the “SIGN IN” button
- Find your account sign-in portal
- Enter your credentials to access your account
Once logged in, you can view your statement, check your balance, make payments, and more. It’s super convenient and saves you from having to call customer service for basic info.
Setting Up Autopay (My Personal Favorite!)
With Autopay you can have your payment automatically deducted from your bank account each month on your payment due date. This has saved me from late fees more times than I can count!
You can choose to pay:
- Your statement balance (what I do to avoid interest)
- The minimum payment due
- A custom amount you select
Setting up Autopay is easy through your online account portal and gives you peace of mind knowing your bills will be paid on time.
Applying for a Havertys Credit Card
Don’t have a Havertys credit card yet? Getting one might be a good option if you’re planning multiple furniture purchases or want the flexibility of monthly payments.
Benefits of the Havertys Credit Card
The Havertys Credit Card helps you “bring home the looks you love and enjoy the convenience of monthly payments.” It’s designed specifically for furniture purchases and often comes with special financing options.
How to Apply
To apply for a Havertys credit card:
- Visit the Synchrony website
- Look for “Havertys Credit Card & Financing”
- Click on “COMPLETE APPLICATION”
- Fill out the required information
- Submit your application for review
The application process is pretty straightforward, and many customers receive an immediate decision. I applied while shopping in-store and was able to use my new card that same day!
Alternative Payment Methods: Using Google Pay
If you prefer using digital wallets, Google Pay offers a convenient way to handle your Havertys payments online.
Setting Up Google Pay
- Save your payment details to your Google Account
- Your information will be encrypted and securely stored
- Use Google Pay for online checkout on Chrome and Android devices
Benefits of Using Google Pay
- Autofill capabilities save time during checkout
- Enhanced security with built-in authentication and encryption
- Fraud protection for your transactions
- Google never sells your personal information or transaction history
I started using Google Pay last year and love how it remembers my card info so I don’t have to dig through my wallet every time I make a payment online.
Important Contact Information
Need to reach Havertys customer service? Here’s how:
- Phone: 1-888-HAVERTY (428-3789)
- Hours: 8am – 7pm (EST) Monday-Saturday
For Synchrony Bank account questions, you can access contact information through your online account portal or call the number on the back of your Havertys credit card.
Frequently Asked Questions About Havertys Billing
Do I need to activate my Havertys credit card?
Yes, if you received your card with a sticker on the front of it, you’ll need to call the number listed on the sticker to verify your information and activate your account. I almost forgot this step when I got my card and couldn’t understand why it wasn’t working at first!
What are alerts and should I set them up?
Alerts are one-way communications via email or text message about your account. They help you stay on top of your account and track your daily spending. I have mine set up to notify me when a payment is due, and it’s been a lifesaver!
Is my information secure when paying online?
Absolutely! Both Havertys and Synchrony Bank implement robust security measures to protect your personal and financial information. Google Pay also offers built-in security features including transaction encryption and fraud protection.
Tips for Managing Your Havertys Bill
1. Set up reminders
Even if you don’t use autopay, setting up calendar reminders a few days before your bill is due can help you avoid late fees. I have mine set for 3 days before the due date just to be safe.
2. Pay more than the minimum
If possible, paying more than the minimum amount due can help you save on interest charges and pay off your furniture faster. When I bought my dining set, I doubled the minimum payment and cut months off my payment schedule.
3. Take advantage of promotional financing
Havertys occasionally offers special financing promotions through their credit card. Keep an eye out for these offers, especially during major sales events like Black Friday, when special terms might be available.
4. Keep your receipts
Always keep your purchase receipts and payment confirmations. This has saved me more than once when there was confusion about a payment I’d made.
Understanding Your Billing Statement
Your Havertys credit card statement through Synchrony Bank will include:
- Statement date
- Account number
- Available credit
- Current balance
- Minimum payment due
- Payment due date
- Transaction history
- Interest charges (if applicable)
Taking a few minutes to review your statement each month is a good habit. I found a duplicate charge once just by doing this quick check!
Special Financing Options
Havertys often provides special financing options for qualifying purchases, which may include:
- No interest if paid in full within a specified period
- Equal monthly payments with fixed interest
- Deferred interest promotions
These offers change frequently, so check with your local Havertys store or the website for current promotions.
What to Do If You’re Having Trouble Making Payments
We’ve all been there – sometimes financial situations change unexpectedly. If you’re having difficulty making your Havertys payments:
- Contact Synchrony Bank customer service as soon as possible
- Explain your situation honestly
- Ask about hardship programs or alternative payment arrangements
- Consider reaching out to a credit counselor for additional advice
Being proactive about payment difficulties is always better than ignoring the problem. Most creditors appreciate when customers communicate openly about challenges.
Protecting Your Payment Information
Whether you’re paying in-store or online, protecting your payment information is crucial. Here are some tips:
- Regularly monitor your account for unauthorized charges
- Use secure networks when making online payments
- Consider setting up two-factor authentication for your online accounts
- Never share your credit card details over unsecured channels
My Personal Experience with Havertys Payments
When I purchased my living room set last year, I opted for the Havertys credit card to take advantage of their 12-month special financing offer. Setting up my online account was simple, and I’ve found their payment system to be user-friendly and reliable.
I particularly appreciate the email reminders I receive before my payment is due, and the ability to make payments through their mobile-friendly website has been convenient when I’m on the go.
Conclusion
Paying your Havertys bill doesn’t have to be complicated. With multiple payment options and convenient online account management, you can choose the method that works best for your lifestyle.
Remember that timely payments not only help you avoid late fees but also contribute positively to your credit score. And who doesn’t want that?
Whether you prefer traditional payment methods or digital options like Google Pay, Havertys makes it easy to manage your furniture financing so you can focus on enjoying your beautiful new home furnishings instead of stressing about payments.
Have you found another great way to manage your Havertys payments? I’d love to hear about your experiences in the comments below!
Disclaimer: The information provided in this article is based on publicly available information from Havertys and Synchrony Bank as of November 2025. Payment options and procedures may change over time, so it’s always best to verify current information directly with Havertys or Synchrony Bank.
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