SRP offers many options to pay your bill. Find everything you need to make a payment online or in person.
Are you tired of forgetting your electricity bill deadlines? I know how annoying those late fees can be! As someone who’s been a PenLight customer for years I’ve explored all the ways to pay my bills easily and on time. Today, I’m gonna share everything I’ve learned about PenLight bill pay options that can make your life so much simpler.
Peninsula Light Company (or PenLight as we locals call it) offers several convenient ways to pay your electric bills. Whether you prefer doing things online, over the phone, or the old-fashioned way in person, there’s definitely an option that fits your lifestyle.
Why Choosing the Right Payment Method Matters
Before diving into the specifics, let’s talk about why picking the right bill pay method is super important:
- Avoid late fees and service disruptions
- Save time and effort each month
- Keep better track of your energy expenses
- Potentially earn rewards if using credit cards
- Reduce paper waste with paperless options
I’ve found that setting up the right payment method once can save you hours of hassle throughout the year. Plus, who doesn’t want one less thing to worry about each month?
SmartHub: The Easiest Way to Pay Your PenLight Bill Online
PenLight’s SmartHub platform is hands-down my favorite way to manage payments. It’s basically their customer portal where you can do pretty much everything related to your account.
How to Access SmartHub
You can access SmartHub directly at https://penlight.smarthub.coop/ui/ or through the PenLight website at https://www.penlight.org/member-services/payments-billing/.
Benefits of Using SmartHub for Bill Pay
- 24/7 access to your account
- View current and past bills
- Make one-time payments whenever you want
- Set up recurring payments (no more forgetting!)
- Monitor your energy usage patterns
- Receive email or text notifications about bills
- Access from your computer, tablet, or smartphone
I personally love the usage monitoring feature because it helps me see which months my electricity consumption spikes. Last winter, I noticed our bill was way higher than usual and realized we’d left the heating on too high!
Setting Up Auto-Pay: The “Set It and Forget It” Approach
If your like me and sometimes forget to pay bills on time, auto-pay is a lifesaver! Here’s how to set it up through SmartHub:
- Log into your SmartHub account
- Navigate to the “Billing & Payments” section
- Select “Auto Pay Accounts”
- Choose your preferred payment method (credit card, bank account)
- Set your preferences for payment date
- Confirm and save your settings
Once auto-pay is setup, PenLight will automatically deduct your payment on the selected date each billing cycle. You’ll still receive bill notifications, but you won’t need to manually make payments.
Other Ways to Pay Your PenLight Bill
While SmartHub is convenient, PenLight understands that different customers have different needs. Here are some other payment options they offer:
Pay by Phone
If you prefer talking to a real person or using an automated system, phone payments are available:
- Call PenLight’s customer service
- Have your account number ready
- Follow the prompts or speak with a representative
- Confirm your payment amount
- Keep the confirmation number for your records
Pay by Mail
The traditional option still works fine:
- Write a check payable to Peninsula Light Company
- Include your account number on the check
- Mail it with your bill stub to the address on your bill
- Allow sufficient time for mail delivery before the due date
Pay in Person
Sometimes it’s nice to get out and handle things face-to-face:
- Visit the PenLight office during business hours
- Bring your bill or know your account number
- Payment can be made by cash, check, or card
- Get a receipt for your records
Pay at a Payment Kiosk
For after-hours convenience:
- Self-service payment kiosks may be available
- Follow the on-screen instructions
- Keep your receipt
Tips for Never Missing a PenLight Payment
Over the years, I’ve developed some strategies to ensure I never miss a payment:
- Set calendar reminders a few days before your bill is due
- Sign up for text alerts through SmartHub
- Schedule automatic payments through your bank’s bill pay service
- Keep your payment info updated – expired credit cards are a common reason for failed payments
- Check your spam folder regularly if you opt for email notifications
Understanding Your PenLight Bill
Sometimes paying your bill is the easy part – understanding what you’re paying for can be more challenging! Here’s a quick breakdown of what you might see on your PenLight bill:
| Section | What It Tells You |
|---|---|
| Account Summary | Your account number and billing period |
| Amount Due | Total amount and due date |
| Usage History | Comparison of current and past electricity usage |
| Charges | Breakdown of base rates, energy charges, and fees |
| Messages | Important updates from PenLight |
The usage history graph has been super helpful for me to track seasonal patterns and see how my conservation efforts are paying off.
Troubleshooting Common PenLight Bill Pay Issues
Even with all these convenient options, sometimes things go wrong. Here are solutions to common problems:
“My online payment was declined”
Possible causes and solutions:
- Insufficient funds – check your account balance
- Incorrect card information – verify all numbers and expiration date
- Card limits reached – contact your bank
- System glitch – try again later or use a different payment method
“I don’t remember my SmartHub password”
Don’t worry, it happens to everyone! Just use the “Forgot Password” option on the login page, and follow the instructions to reset it.
“My bill seems unusually high”
Before panicking:
- Compare with the same month last year (seasonal variations are normal)
- Check if rates have changed
- Look for changes in your usage patterns
- Consider weather extremes that might affect usage
- Contact PenLight customer service if you suspect an error
Benefits of Paperless Billing with PenLight
Going paperless has been one of the best decisions I’ve made for managing my utilities. Here’s why:
- Environmentally friendly – save paper and reduce waste
- Declutters your home – no more paper bills piling up
- Faster delivery – get your bill as soon as it’s ready
- Easy access – view your bill anytime, anywhere
- Better organization – all your bills stored digitally in one place
- Increased security – less risk of mail theft or identity fraud
To sign up for paperless billing, just log into SmartHub and change your notification preferences.
Payment Assistance Programs
We all go through tough times, and PenLight understands that. If you’re struggling to pay your electric bill, don’t ignore it – reach out to learn about:
- Payment arrangements
- Budget billing options
- Energy assistance programs
- Weatherization assistance
- Low-income discounts
It’s always better to contact them before your bill is overdue to explore your options.
Why I Recommend Setting Up Auto-Pay for Your PenLight Bill
After trying all the different payment methods, I’ve stuck with auto-pay for the past three years, and here’s why:
- It’s completely eliminated late fees from my life
- My credit score has improved with consistent on-time payments
- I spend less mental energy keeping track of due dates
- I can still review each bill before payment processes
- It’s easy to modify or cancel if my situation changes
Final Thoughts: Simplify Your Life with PenLight’s Payment Options
Managing your utilities shouldn’t be complicated or stressful. With PenLight’s various bill pay options, particularly SmartHub and auto-pay, you can essentially put your electricity payments on autopilot and focus on more important aspects of your life.
Have you tried any of these payment methods? Which one works best for your situation? Remember that sometimes the best approach combines multiple methods – like setting up auto-pay as your primary method but keeping the phone payment option in mind as a backup.
Don’t hesitate to contact PenLight directly if you have specific questions about your account or payment options. Their customer service team is usually very helpful and can provide personalized assistance.
Stay bright and never miss a payment again!

Pay online using a credit card or mobile payment app
Pay your SRP electric bill online with Visa, American Express, Discover and Mastercard credit cards, any debit card, Amazon Pay, PayPal, Venmo, Apple Pay or Google Pay.
Payments are processed by Paymentus, which accepts payments of up to $750 and charges a $2 processing fee for each transaction. SRP does not collect any fees in connection with online payments or credit or debit card payments. Make a payment.
Pay online with a bank account
When you use SRP My Account™, you can schedule and make payments on one or multiple accounts using your saved bank account information. You can also make a one-time gift payment toward someone elses account. All you need to have is your bank account information handy. Make a payment.
How To Pay Light Bills With A Credit Card (2025)
FAQ
How does paying the light bill work?
Many utilities charge their customers on an ad hoc basis. In other words, they bill each household based on the amount of electricity they use. You can calculate how much you owe by multiplying your utility company’s rate per kWh by how many kWhs you used that month — it’s a simple as that!
Which site is best for electricity bill payment?
| App Name | Google Playstore Ratings | Payment Charges |
|---|---|---|
| PhonePe | 4.4/5 | 0 |
| Bajaj Finserv App | 4.4/5 | 0 |
| Paytm | 4.3/5 | 0 |
| Ola Money | 4.3/5 | 0 |
What is a bill pay check?
How do you pay for light?
- Dial *165# on your MTN line to open the MoMo menu.
- Select Payments (option 4).
- Choose Utilities (option 1).
- Pick UEDCL Light (option 1).
- Select Light (option 2).
- Enter your Light Meter Number.
- Enter the Amount you want to pay, e.g., 10000.
- Put in your MTN MoMo PIN to confirm.