Pay your bill on time to avoid late payment fees and/or a hold on your record. Your “Due Now” amount must be paid by your due date. If needed, see how to view your student account balance.
If you enroll in classes on more than one University of Minnesota campus, youll have separate billing, due dates, and payments for each campus.
There are several ways to pay the balance due. Paying online in MyU (via eCheck, credit/debit card, or international wire transfer) is the fastest.
There is no additional fee from the University if you choose to transfer funds electronically from your checking or savings account.
You will need your banks routing number and your account number (see illustration). These numbers can be found at the bottom of a personal check. Otherwise, contact your bank to obtain the correct numbers. When you have this information, select the “eCheck” option when making your payment. You cannot use the numbers found on your debit card for an eCheck payment.
You may pay online with a Visa, MasterCard, DISCOVER, or American Express credit or debit card. However, you will be required to pay a separate, non-refundable service fee of 2.85% (for domestically issued credit cards) or 4.25% (for internationally issued credit cards) of the payment amount at the time of each credit or debit card payment. This fee is assessed by the vendor contracted by the University to process credit or debit card payments. The University does not receive any part of the service fee. If you are planning to pay with your debit card, consider using the eCheck option to avoid the service fee.
Credit or debit card payment is available only as an online service. The University will not accept credit or debit card payments through the mail, in person, or over the phone. International payment
If youre an international student, you can pay your bill online in MyU by choosing international payment when making your payment.
The international payment processor, Flywire, is one option offered through the University. It will allow you to bypass international transfer fees and access foreign exchange rates that are usually more favorable than those offered by banks. You will need to provide your student ID and payer information to Flywire, so be sure to have it available.
Flywire provides 24-hour multilingual customer support if you have any questions or need assistance with their service. Mail/in person
Your tuition and fees payment must be received and processed by the due date in order to avoid a late fee. Take the following steps to ensure that your payment can be processed in a timely manner:
Send your payment by First Class U. S. Postal Service. Do not use campus mail to send payments.
If you have received a check made out to both you and the University, you must endorse the check before submitting it.
The recommended option is to have your scholarship provider send the check directly to the University.
University of Minnesota Duluth Office of Financial Aid 184 DAdB 1049 University Drive Duluth, MN 55812-3011
If the donor sends the check directly to the University made out to you, you must visit One Stop in person to endorse it.
Submit all scholarship checks you receive to a One Stop counselor so the funds can be deposited into your University student account. If the donor sends the check directly to the University made out to you, you must visit One Stop in person to endorse it. 529 plan
A 529 plan is a tax-advantaged savings plan designed to encourage saving and paying for college costs, including tuition. You have a few 529 payment options available to you:
If your plan requires that funds are sent directly to the University, visit 529 plans for more details.
Hey there, fellow Terps! If your like me, you’ve probably found yourself staring at your UMD student account balance wondering, “How the heck do I pay this thing?” or “When is this actually due?” Don’t worry – your not alone. As someone who’s navigated the University of Maryland’s billing system for years, I wanted to create this comprehensive guide to UMD bill pay to make your life easier.
The UMD billing system can feel overwhelming at first, but once you understand the basics, it becomes much more manageable. Let’s dive into everything you need to know about paying your UMD bills, deadlines, payment plans, and more!
Understanding Your UMD Bill
Before we get into the nitty-gritty of making payments, it’s important to understand what your UMD bill actually includes and how to access it.
How to Access Your UMD Bill
To view your current account balance and e-bill:
- Visit the Student Financial Services and Cashiering website at https://billpay.umd.edu/
- Click on “My Account” or “Access Account”
- Log in with your UMD credentials
- From there, you can view your student account inquiry, current account balance, and e-bill
What’s Included in Your UMD Bill?
Your UMD bill typically includes:
- Tuition charges
- Mandatory fees
- Room and board (if applicable)
- Student Health Insurance Plan charges (unless waived)
- Other miscellaneous charges (parking permits, library fines, etc.)
Sometimes you might see charges you don’t recognize. For example, some students have noticed a “FIRST BK PRG” charge on their accounts. If you see unfamiliar charges, check the announcements section on the billing website or contact the Financial Service Center.
UMD Billing Schedule
Understanding when bills are issued and when they’re due is crucial for staying on top of your finances.
When Are Bills Generated?
UMD follows a specific billing schedule
- Fall Semester: Bills typically begin being assessed in July
- Winter Term: Bills begin being assessed on October 30, 2025
- Spring Semester: Bills begin being assessed on December 11, 2025
- Summer Sessions: Varies by session
Important Upcoming Dates for 2025-2026
Mark these dates on your calendar!
- Oct. 30, 2025: Winter 2026 tuition charges begin being assessed
- Nov. 26, 2025: University closed for Thanksgiving Holiday
- Dec. 4, 2025: Spring 2026 Terp Payment Plan enrollment opens
- Dec. 11, 2025: Spring 2026 tuition charges begin being assessed
- Dec. 12, 2025: Spring 2026 Terp Payment Plan 4-installment option opens
Payment Methods: How to Pay Your UMD Bill
Now for the part you’ve been waiting for – how to actually pay your bill! UMD offers several payment options to accommodate different preferences.
Online Payments
The most convenient way to pay is online through the UMD bill pay system:
- Go to https://billpay.umd.edu/
- Click “Make a Payment”
- Log in with your credentials
- Follow the prompts to complete your payment
Payment Methods Accepted
UMD accepts the following payment methods:
- Electronic check (ACH): Direct transfer from your bank account (typically has no processing fee)
- Credit card: Visa, MasterCard, Discover, American Express (note: there’s usually a 2.75% service fee)
- International payments: Special options available for international students
Parent or Authorized User Access
Parents or guardians can’t access your billing information unless you specifically authorize them. To set up parent/guardian access:
- Log into your student account
- Navigate to the “Parent or Authorized User Access” section
- Add your parent/guardian’s email
- They’ll receive instructions to set up their account
I highly recommend setting this up if your parents help with your education expenses – it makes everything sooooo much easier!
Terp Payment Plan: Breaking Down Your Bill
Let’s be real – coming up with the full amount for tuition all at once can be stressful. That’s where the Terp Payment Plan comes in clutch.
What is the Terp Payment Plan?
The Terp Payment Plan allows you to split your semester bill into multiple monthly installments instead of paying the entire amount upfront. It’s basically a interest-free loan from UMD.
How to Enroll
To enroll in the Terp Payment Plan:
- Visit https://billpay.umd.edu/
- Click on “Payment Plans”
- Follow the enrollment instructions
- Select your preferred payment plan option
For Spring 2026, enrollment opens on December 4, 2025, with the 4-installment plan available starting December 12, 2025.
Payment Plan Options
Typically, UMD offers different payment plan options:
- 4-installment plan: Divides your bill into 4 equal payments
- Alternative plans: Sometimes shorter options are available depending on when you enroll
There’s usually a small enrollment fee (around $45), but it’s well worth it if it helps you manage your finances better!
Managing Refunds
If you’ve paid more than your balance due (often happens with financial aid or scholarships), you’ll receive a refund.
Setting Up Direct Deposit
The fastest way to receive refunds is through direct deposit:
- Go to https://billpay.umd.edu/
- Click on “Student Refunds”
- Select “Enroll in Direct Deposit”
- Enter your bank information
Trust me, direct deposit is WAY faster than waiting for a paper check to arrive in the mail!
Refund Timeline
- Direct deposit: Usually processed within 3-5 business days
- Paper checks: Can take 7-10 business days to arrive by mail
Special Billing Situations
Third-Party/Sponsored Billing
If your employer or another organization is paying your tuition:
- Submit the proper authorization forms to UMD
- Make sure your sponsor’s information is current
- Follow up to ensure payment is received
529 College Savings Plans & AmeriCorps
UMD accepts payments from 529 College Savings Plans and AmeriCorps. The process typically involves:
- Contacting your plan administrator
- Requesting a distribution to UMD
- Ensuring the payment is properly applied to your account
Outside Scholarships
If you’ve received scholarships from organizations outside of UMD:
- Inform UMD about the scholarship
- Provide any necessary documentation
- Follow up to ensure the scholarship is properly credited to your account
Important Resources for UMD Students and Parents
New Student Checklist
If you’re a new student, check out the “New Student Checklist” on the UMD bill pay website. It outlines all the financial tasks you need to complete before starting classes.
Parent Checklist
Parents and guardians should review the “Parent Checklist” for helpful tips and tools specifically designed for those supporting UMD students.
1098-T Tax Forms
For tax purposes, UMD provides 1098-T forms documenting tuition payments. The 1098-T for 2024 will become available for student download on January 31, 2025. An email notification will be sent to your UMD email address when the form is ready.
Getting Help with UMD Billing Questions
Contact Information
If you have questions about your UMD bill, several resources are available:
- Email: [email protected]
- Phone: 301.314.9000
- In-Person: Counter Service at 1135 Lee Building
Service Hours
Email/Phone Hours:
- Monday: 9:00-4:00
- Tuesday: 9:00-4:00
- Wednesday: 9:30-4:00 (late start)
- Thursday: 9:00-4:00
- Friday: 9:00-4:00
Counter Service Hours (1135 Lee Building):
- Monday: 8:30-12:00 and 1:00-4:30
- Tuesday: 8:30-12:00 and 1:00-4:30
- Wednesday: 9:30-12:00 and 1:00-4:30 (late start)
- Thursday: 8:30-12:00 and 1:00-4:30
- Friday: 8:30-12:00 and 1:00-4:30
FAQ Resources
The UMD billing website has extensive FAQs covering:
- Billing questions
- Payment questions
- Refund questions
- General resources
Tips for Managing Your UMD Bill Successfully
After years of dealing with the UMD billing system, I’ve picked up some tips that might help you:
- Set calendar reminders for important billing dates
- Enroll in direct deposit for faster refunds
- Consider the Terp Payment Plan if paying in full is challenging
- Add parents as authorized users if they help with payments
- Check your account regularly to catch any unexpected charges
- Keep an eye on drop deadlines if you’re considering dropping courses
- Save all payment confirmations until you see them reflected on your account
Summer Course Registration and Billing
If you’re planning to take summer courses, pay special attention to drop deadlines. Summer sessions have different billing schedules and shorter payment windows than regular semesters.
Student Health Insurance Plan
The Student Health Insurance Plan waiver submission period for Spring 2026 opens on December 11, 2025. If you have alternative health insurance coverage, you’ll need to submit a waiver to avoid being charged for the university’s plan.
Conclusion
Navigating UMD’s billing system might seem complicated at first, but with the right information and resources, it becomes much more manageable. The most important things to remember are:
- Know how to access your bill
- Understand payment deadlines
- Choose the payment method that works best for you
- Set up parent/guardian access if needed
- Reach out for help if you have questions
Feel free to reach out if you have any questions or need clarification on anything related to UMD bill pay. Go Terps!
Make an online payment on your student account
- Log into MyU and select the My Finances tab.
- Review the amounts due, and then click the Make a Payment button.
- Your Account Summary will display. To review an itemized version of your account, click on the Activity tab at the top.
- When you are ready to proceed, click the Make a Payment button.
- Select your campus and enter the amount you will pay. If you have charges due on more than one campus, all will be listed and separate payments will need to be made.
- You can move the Payment Entry box if it makes it easier to see what you owe.
- After you have selected the campus and entered a payment amount, click the Next button to proceed.
- You will be brought to the online payment system. Follow the directions based on your selected payment option.
To open the guide in a new window, use the full-screen version. iFrame Your browser does not support iframes, but you can visit
Someone other than you making a payment
A payment plan is available for fall and spring semesters for degree-seeking students. If you enroll in the payment plan, you will need to pay the installment balance due by the due date to avoid late fees and a hold on your record. You must enroll in the payment plan each semester (and for each campus) that you would like to use it.
