5 Easy Ways to Pay Your Claverack Electric Bill (Ultimate Guide for 2025)

Are you tired of scrambling last minute to pay your Claverack electric bill? I’ve been there too! As a longtime Claverack Rural Electric Cooperative member, I’ve tried every payment method they offer, and I’m here to share everything I’ve learned about making your bill payments quick and hassle-free.

In this comprehensive guide, we’ll explore all the payment options Claverack offers in 2025, including some tricks I’ve discovered to make the process even smoother. Let’s dive in!

Why Choosing the Right Payment Method Matters

Before we jump into the specific payment options, let me share why finding your ideal payment method is so important When I first moved to the Claverack service area, I was constantly forgetting to mail my payment on time This resulted in unnecessary stress and scrambling to avoid late fees.

Once I found the right payment method for my lifestyle, I’ve never had to worry about my electric bill again The right payment option can

• Save you time and money
• Ensure your payments are always on time
• Reduce paper waste
• Give you better tracking of your energy expenses

The 5 Main Ways to Pay Your Claverack Bill

Claverack offers several convenient options for paying your electric bill. Here’s a breakdown of each method:

1. Mail Your Payment

The traditional way of paying your Claverack bill is still available for those who prefer it. Simply send your payment to:

Claverack Rural Electric Cooperative, Inc.
32750 Rt. 6
Wysox, PA 18854

While this method only costs you a stamp, keep in mind that you’ll need to allow enough time for postal delivery to ensure your payment arrives before the due date.

Pros:

• Familiar method for many members
• No technology required
• Can include notes or questions with your payment

Cons:

• Requires stamps and envelopes
• Must allow time for mail delivery
• Risk of payment getting lost in mail

2. SmartHub Online Portal

This is my personal favorite method! SmartHub is Claverack’s secure online bill portal that lets you manage your account and make payments anytime, anywhere.

To access SmartHub:

• Visit Claverack’s website and click the “Pay Bill” icon
• Or go directly to the SmartHub login page

You can also download the SmartHub mobile app by searching for “SmartHub (Utilities)” in the App Store or Google Play Store.

The best part? There are no fees to use SmartHub!

If you’re new to SmartHub, Claverack has helpful setup instructions at claverack.com/smarthub-101.

Pros:

• 24/7 access to your account
• View and pay bills instantly
• Track your energy usage
• No transaction fees
• Mobile app available

Cons:

• Requires internet connection
• Initial account setup needed

3. Phone Payment (Check or Credit/Debit Card)

When I’m on the go and realize my bill is due, I sometimes use Claverack’s phone payment option. It’s quick and easy!

Simply call 1-855-940-3871 to make your payment over the phone. You’ll need:

• Your Claverack account number or the phone number listed on your account
• Your 4-digit PIN

Don’t know your PIN? Just call 1-800-326-9799 for help.

Like SmartHub, this payment method has no fees!

Pros:

• No internet needed
• Quick and convenient
• No fees
• Available during extended hours

Cons:

• Need to remember your PIN
• Less visual confirmation than online options

4. PAiD Plan (Automatic Payments)

The PAiD Plan (Payment Automatically Drafted) is perfect if you sometimes forget to pay your bill. I switched to this system two years ago and haven’t looked back!

With the PAiD Plan, your payment is automatically drafted from your:

• Checking account
• Savings account
• Visa/Mastercard

The payment is taken on your due date each month, ensuring you’re never late!

To sign up for PAiD:

1. Log in to SmartHub on Claverack’s website
2. Click on “Billing & Payments” then “Auto Pay Program”
3. Select the green hyperlink for the account you want to enroll
4. Enter the payment method you want to use

If you prefer not to use SmartHub, you can request a PAiD application by calling Claverack’s office or printing the form from their website.

Important Note: If you’re using a debit or credit card, any updates to card numbers or expiration dates must be made by you through SmartHub. Claverack employees can no longer make these changes for you.

Pros:

• Never forget a payment again
• No stamps, envelopes, or trips to the mailbox
• Ensures on-time payments
• Simplifies bill management

Cons:

• Less control over exact payment timing
• Need to ensure funds are available on due date

5. One-Time Online Payment (“Pay Now”)

Sometimes you just need to make a quick, one-time payment without creating an account. Claverack offers a “Pay Now” option for these situations.

From the Claverack homepage, look for the “Pay Bill-Pay Now One-time” link in the navigation menu. This lets you make a single payment without logging into SmartHub.

Pros:

• No account setup required
• Quick and easy for occasional payments
• Available 24/7
• No fees

Cons:

• Doesn’t save your payment information
• Fewer features than full SmartHub account

My Personal Experience With Claverack Bill Payment Options

When I first moved to the area in 2022, I stuck with mailing my payments because that’s what I was used to. But after forgetting to mail my payment twice and having to rush to make last-minute arrangements, I decided to try SmartHub.

Setting up SmartHub was surprisingly easy – took me about 5 minutes. I especially love being able to see my energy usage patterns and how they correlate with my bill amounts. This has actually helped me identify ways to reduce my energy consumption!

Last year, I switched to the PAiD Plan for even more convenience. Now I never think about my electric bill until I get the email notification that it’s been paid. It’s one less thing to worry about in my busy schedule.

Tips for Managing Your Claverack Bill

Beyond just paying your bill, here are some additional features that have helped me manage my Claverack service better:

Levelized Billing

If you hate the seasonal fluctuations in your electric bill, Claverack offers a Levelized Billing program that averages your payments throughout the year. This has been a game-changer for my budget planning!

High Bill Concerns

If you notice your bill seems unusually high, Claverack has resources to help identify the cause. Check out their “High Bill Concerns” section on the website.

Capital Credits

Don’t forget about Capital Credits! As a cooperative member, you receive financial benefits when Claverack has excess revenue. Make sure your contact information is up to date so you don’t miss these payments.

Update Your Contact Information

Keep your phone number and email current with Claverack to ensure you receive important notifications about your service, outages, or bill due dates.

Frequently Asked Questions About Claverack Bill Payment

Q: Is there a fee for using SmartHub or paying by phone?
A: No! Claverack doesn’t charge any fees for these payment methods.

Q: What if I need to update my credit card information for automatic payments?
A: You must make these changes yourself through the SmartHub application. Claverack employees can no longer update this information for you.

Q: What’s the difference between SmartHub and the PAiD Plan?
A: SmartHub is the online portal for managing your account and making payments manually. The PAiD Plan is an automatic payment program that drafts your payment on the due date.

Q: What if I don’t know my PIN for phone payments?
A: Call Claverack at 1-800-326-9799 and they’ll help you retrieve or reset your PIN.

Conclusion

Paying your Claverack electric bill doesn’t have to be a hassle. With five convenient payment options, you can choose the method that best fits your lifestyle and preferences.

I’ve found that SmartHub and the PAiD Plan offer the best combination of convenience and control, but all the options have their merits depending on your situation.

Whatever method you choose, Claverack makes it easy to stay on top of your electric bill payments so you can focus on more important things in life!

Have questions about paying your Claverack bill? Call them directly at 570-265-2167 or toll-free at 800-326-9799. Their helpful staff is always ready to assist!