Dealing with utility bills is never the highlight of anyone’s month, but Lorain-Medina Rural Electric Cooperative (LMRE) has made the process pretty straightforward. As a member of this cooperative, I’ve explored the different ways to handle bill payments, and I’m sharing what I’ve learned to make your life easier.
What is LMRE?
Before diving into payment options, let’s clarify who we’re talking about. Lorain-Medina Rural Electric Cooperative serves members across its service area, providing reliable electricity with the community-focused approach that makes cooperatives special.
Ways to Pay Your LMRE Bill
LMRE understands that members have different preferences when it comes to paying their electric bills. Here are the main options available:
1. SmartHub Online Portal
The most convenient option for many of us is using SmartHub, LMRE’s online account management system.
To pay online through SmartHub:
- Visit https://lmre.smarthub.coop/Login.html
- Log in with your account credentials
- Select the payment option
- Follow the prompts to complete your payment
SmartHub isn’t just for payments—you can also view your usage history, check past bills, and manage your account information all in one place
2. AutoPay
If you’re like me and sometimes forget due dates, AutoPay might be your best friend. This service automatically deducts your payment from your bank account or charges your credit card when your bill is due.
Benefits of AutoPay:
- Never miss a payment
- No need to remember due dates
- Save time each month
- Often can choose your preferred payment method
To sign up, you’ll need to contact LMRE’s billing services representatives at 440-647-2133 or set it up through your SmartHub account.
3. Budget Billing
For those who prefer predictable monthly expenses, LMRE offers Budget Billing. This program averages your electric use over the year so you pay roughly the same amount each month instead of dealing with seasonal peaks.
4. Traditional Payment Methods
Not everyone is comfortable with digital options, and LMRE respects that by maintaining traditional payment methods:
- Phone payments: Call the cooperative at 440-647-2133 to make a payment with a representative
- Mail: Send a check with your bill stub to LMRE
- In-person: Visit the LMRE office during business hours
Understanding Your LMRE Bill
When paying your bill, it helps to understand what you’re actually paying for. Your LMRE bill typically includes:
- Basic service charge
- Energy usage charges
- Any applicable taxes or fees
- Special programs you may be enrolled in
If you ever have questions about your bill, LMRE’s billing services representatives can help explain the charges. They’re available at 440-647-2133.
Tips for Managing Your LMRE Account
Beyond just paying your bill, here are some ways to make managing your LMRE account easier:
Keep Your Contact Info Updated
LMRE needs current contact information to reach you about outages, billing issues, or other important matters. You can update your info through:
- SmartHub
- Calling 440-647-2133
- Visiting the “Update Contact Info” section on their website
Check for Available Programs and Rebates
LMRE offers various programs that might save you money:
- Energy efficiency rebates
- Special rate programs
- Member discounts through Co-op Connections
Explore Time-of-Day Schedules
LMRE offers Time-of-Day rate schedules that could save you money if you’re able to shift your electricity usage to off-peak hours. This isn’t for everyone, but worth looking into if your schedule is flexible.
What To Do When You’re Having Trouble Paying
We’ve all gone through tight times. If you’re struggling to pay your electric bill, LMRE would rather hear from you sooner than later. They may be able to:
- Work out a payment arrangement
- Connect you with assistance programs
- Provide energy-saving tips to reduce your bill
My Experience with LMRE Bill Pay
I’ve been a member of LMRE for several years now, and I’ve found their billing system to be pretty reliable. When I first signed up, I was still sending checks by mail (old habits die hard), but eventually switched to SmartHub and AutoPay.
The transition to digital payments was easier than I expected. The website is straight-forward, and when I did have a question about my first online payment, the customer service rep walked me through it without making me feel like a dinosaur.
One time, I noticed my bill was unusually high, and I called to ask about it. The billing services team checked my account and helped identify that I had an appliance using more energy than normal. Their helpfulness probably saved me from several more high bills!
Final Thoughts
Paying your LMRE bill doesn’t have to be complicated. Whether you prefer the convenience of online payments or the familiarity of traditional methods, Lorain-Medina Rural Electric Cooperative offers options to suit different needs.
If you ever have questions about your bill or payment options, remember that their billing services representatives are just a phone call away at 440-647-2133. They’re usually pretty helpful and can explain anything that seems confusing.
As a cooperative member, you’re not just a customer—you’re a part-owner of the utility. That means LMRE is working for you, and that includes making bill payment as painless as possible.
So next time your electric bill arrives, you’ll know exactly what to do!
Have questions about LMRE bill payment not covered here? Drop a comment below, and I’ll try to find the answer for you!

Registering for SmartHub is easy.
If you haven’t yet registered for SmartHub, do it today—it’s simple and easy to do. You’ll need a valid email address and your account number. Visit https://lrec.smarthub.coop, click the link next to “New User?” and follow the directions.
Help us save money with paperless billing. You can choose to receive your monthly bill and NewsFlashes delivered directly to your computer or smartphone. Your account information is always available online.
- Log in or register for SmartHub .
- Click on My Profile.
- Choose Update My Printed Bill Settings.
- Change your printed bill status to Off.
We will send you an email notification when your bill is ready to view online. Contact us with any questions at (800) 552-7658 or (218) 863-1171 or email [email protected].
You no longer need to worry about late payments when you choose to have your payment automatically deducted from your bank account or credit card every month.
- Log in or register for SmartHub .
- Click on Billing and Payments.
- Select Auto Pay Program.
- Under Actions, click Sign Up for Auto Pay.
End monthly fluctuations on your electric bill – sign up for budget billing where you pay the same amount every month.
How to Set Up the NEW BILT Pay Portal (Step-by-Step Tutorial to Keep Earning Points on Rent)
FAQ
What is lmre E-Bill & autopay?
New subscribers to LMRE’s SmartHub e-bill and AutoPay features will receive a one-time $10 credit on their electric bill ($5 credit for e-bill and $5 credit for AutoPay). Benefits of AutoPay: Say hello to always on time With AutoPay, you’ll no longer have to worry about writing a check, paying for postage, or mailing out your payment.
How do I pay my Lorain-Medina Rural Electric Cooperative bill online?
SmartHub is Lorain-Medina Rural Electric Cooperative’s free online bill payment system that allows members to receive outage notifications and monitor energy usage. If you are new to paying your bill online, you will need to create a SmartHub account – it’s super easy, and if you run into any issues, our friendly staff will gladly assist you.
What payment methods does Lorain Medina accept?
Lorain Medina Rural Electric Cooperative accepts Visa, MasterCard and Discover credit and debit cards or electronic checks for SmartHub payments. When can I pay my electric bill using SmartHub? The SmartHub payment site is available 24 hours a day. You also may make multiple payments during the month on your account.