Are you tired of paper bills and writing checks every month? UPPCO’s online bill pay options make managing your electricity payments easier than ever. I’ve explored all the payment methods available to Upper Peninsula Power Company customers and I’m here to share the best ways to pay your UPPCO bill online in 2025.
The Main UPPCO Payment Options at a Glance
UPPCO offers several convenient ways to pay your electric bill
• e-Bill Paperless Billing – Free service to view bills online• Automatic Payment – Set up recurring payments from your bank account• KUBRA EZ-PAY – Pay instantly with credit/debit cards. checking accounts or digital wallets• KUBRA EZ-PAY Cash – Pay with cash at retail locations• Budget Billing – Even out your payments throughout the year• Summary Billing – Consolidate multiple UPPCO accounts into one bill• Seasonal Billing – Receive only six bills instead of 12 for seasonal properties
Let’s break down each option so you can choose what works best for your needs.
e-Bill Paperless Billing: The Eco-Friendly Choice
If you’re looking to eliminate paper waste and access your bills anytime, e-Bill Paperless Billing is the way to go. Here’s what you get:
• Fast, free, and easy access to view your energy bills online
• Email notifications when new bills are ready
• Complete elimination of paper bills
• Access to payment history and past statements
To get started, simply enroll or log in through your UPPCO online account. Your first e-Bill will arrive about 30 days after enrollment, following your next scheduled billing date.
Important note: If you’re currently enrolled in Automatic Payment with paper bills and want to switch to paperless, you’ll need to contact UPPCO Customer Service at (906) 449-2013 to cancel your current service before enrolling in e-Bill and Payments.
Automatic Payment: Never Miss a Due Date Again
We all forget things sometimes. With Automatic Payment, UPPCO will automatically withdraw your monthly bill amount from your chosen bank account on your due date. This service:
• Saves time and eliminates the need to remember payment dates
• Reduces paper waste and saves on postage
• Ensures bills are always paid on time
• Helps avoid late fees or disconnection notices
You can enroll through your UPPCO online account. If you don’t have internet access, you can complete and return the EFT Authorization Form to UPPCO.
For even more convenience, consider combining this with e-Bill Paperless Billing for a completely hands-off approach to bill management.
KUBRA EZ-PAY: Flexibility When You Need It
KUBRA EZ-PAY is perfect when you need to make a quick payment using various payment methods. This third-party service allows you to pay your UPPCO bill instantly using:
• Credit cards
• Debit cards
• Checking accounts
• Digital wallets (Apple Pay, Google Pay, Venmo, PayPal)
To use this service, you’ll need:
- Your payment information
- Your UPPCO account number
- The zip code associated with your account mailing address
A $2.25 service fee applies per transaction, which goes entirely to KUBRA for processing (UPPCO doesn’t receive any portion of this fee).
Payment posting information is important to understand:
- Bank account payments scheduled before 1 PM ET on business days post the following business day
- Credit card payments made before 8 PM ET post the next business day (except weekend payments, which post on Tuesday)
If you prefer to pay by phone, you can call 906-464-6041 for secure, 24/7 service.
KUBRA EZ-PAY Cash: Pay With Cash Anywhere
Don’t use credit cards or banking services? No problem! KUBRA EZ-PAY Cash lets you pay your UPPCO bill with cash at over 75,000 retail locations across the U.S., including:
• Family Dollar
• Dollar General
• Walgreens
• Walmart
A $1.99 convenience fee applies per transaction. To find locations near you, use the KUBRA EZ-PAY Location Finder tool on UPPCO’s website (you’ll need your account number and billing zip code to search).
Important payment information:
- Payments post to your account within 1-2 business days
- If your account is facing disconnection, contact customer service at (906) 449-2013 to inform them of your payment
- Avoid “unauthorized pay stations” as they can take 2-5 days to process payments
Budget Billing: Smooth Out Those Seasonal Spikes
If you hate the ups and downs of seasonal energy bills, Budget Billing is your answer. This free service:
• Evens out your energy costs throughout the year
• Divides your estimated yearly energy costs into 12 equal payments
• Gets reviewed at months 6 and 9 to adjust for actual usage
• Settles any difference between estimated and actual costs in month 12
To enroll in Budget Billing (or remove your account from it), contact UPPCO at (906) 449-2013. For maximum convenience, you can combine this with Automatic Payment to make bill management even easier.
Summary Billing: One Bill for Multiple Accounts
If you’re managing multiple UPPCO accounts, Summary Billing consolidates them all into one convenient monthly statement with a single due date. This free service:
• Reduces paperwork
• Simplifies payment tracking
• Requires full payment each month
Restrictions: Summary Billing can’t be used with e-Bill Paperless Billing because the summary page cannot be processed online.
Seasonal Billing: For Part-Time UP Residents
Many UP properties are only used seasonally. If that’s your situation, Seasonal Billing could be right for you. With this option:
• You receive only six bills instead of 12 monthly bills
• Winter months are billed November through April
• Summer months are billed May through October
• You’ll see double customer charges during those six months (making annual costs the same as year-round billing)
• You won’t need to keep the meter accessible when not using the property
Contact UPPCO directly to sign up for this option.
What About Past-Due Balances?
If you’re struggling with a past-due balance, UPPCO offers payment arrangements. Contact them as soon as possible at (906) 449-2013 to set up a plan that works for your situation. Energy assistance may also be available – apply before entering into a payment arrangement.
Important things to know:
- If you have automatic withdrawals set up, arranging a payment plan won’t stop those withdrawals
- Your payment arrangement request can be denied if you still owe money on a previous payment plan
- Failure to make payments as agreed may result in disconnection
Digital Wallet Payments
UPPCO now accepts digital wallet payments through the KUBRA EZ-PAY platform, including popular options like Apple Pay, Google Pay, Venmo, and PayPal. This gives you even more flexibility when managing your payments.
Mailing Address for Traditional Payments
If you prefer traditional mail payments and misplaced your return envelope, send payments to:
Upper Peninsula Power Company
PO Box 37781
Boone, IA 50037-0781
When mailing payments:
- Always include your payment stub
- Write your account number on your check or money order
- Never send cash
- Sign your check
- Don’t use staples, paper clips, or tape
Why I Recommend UPPCO’s Online Bill Pay
After looking at all these options, I gotta say that e-Bill Paperless Billing combined with Automatic Payment is probably the best choice for most people. It’s completely hands-off, environmentally friendly, and eliminates the risk of late payments.
For those who need more flexibility, KUBRA EZ-PAY gives you tons of payment options, though the $2.25 fee per transaction adds up over time. If you’re making one-off payments or paying at the last minute, it’s worth the convenience.
And if you’re someone who prefers using cash, the KUBRA EZ-PAY Cash option with its 75,000+ retail locations ensures you’re never far from a payment center, though again, there is that $1.99 fee to consider.
Getting Started with UPPCO Online Bill Pay
Ready to simplify your bill payments? Here’s how to get started:
- Visit the UPPCO website at www.uppco.com
- Click on “LOG IN” (or create an account if you don’t have one)
- Navigate to the Billing & Payments section
- Choose your preferred payment method
- Follow the prompts to set up your account
If you need assistance, UPPCO Customer Service is available at (906) 449-2013 or via email at [email protected].
Final Thoughts on Managing Your UPPCO Payments
The days of paper bills and writing checks are fading fast. With so many convenient online options from UPPCO, there’s really no reason not to take advantage of digital payment methods.
Whether you prefer the set-it-and-forget-it approach of automatic payments, the flexibility of using credit cards or digital wallets, or even the option to pay with cash at retail locations, UPPCO has made sure there’s something for everyone.
I’ve personally switched to e-Bill Paperless Billing with Automatic Payment, and it’s been a game-changer for managing my utility bills. No more late fees, no more searching for stamps, and one less thing to remember each month.
What about you? Have you tried any of UPPCO’s online bill pay options? Which one works best for your situation? Whatever your preference, UPPCO’s range of payment options ensures you can find something that fits your needs and lifestyle.
Managing your electric bills shouldn’t be complicated or time-consuming. With UPPCO’s online bill pay options, it doesn’t have to be.

Reading Your Meter
The reading in the example below is 94838:
Reading your electric meter is straightforward. For mechanical meters, the dials, which look like little clocks, alternately run clockwise and counterclockwise. Reading from left to right, write down the last number the needle has passed. If the needle is between two numbers, UPPCO will use the lower of the two numbers. When the needle is between a 9 and 0, the 9 is used. As an example, the correct reading concerning the dials above is 94838.* The difference between the new reading and the previous reading is your monthly energy use.
*Dial 4 is still read as a 3 despite the needle being on 4 because the dial to its right has not passed 0.
Residential Digital Meters
UPPCO digital meters will scroll through a number of different screens while operating. Your energy consumption will appear as five or six digits on the screen. Ignore any screens that contain all 0s and all 8s.
UPPCO will only estimate your energy usage if unable to receive communication from your smart meter and/or is unable to access your smart meter or non-standard meter. If you have questions about this, contact Customer Service at (906) 449-2013.
Advanced Metering and the Smart Energy Initiative
UPPCOs Smart Energy program launched in 2018. Were working to improve reliability and deliver enhanced customer service. To learn more about the Smart Energy Initiative, smart meters and what it means for you, visit the Smart Energy page.
Budget Billing Frequently Asked Questions
With Budget Billing, we review your past energy use, estimate your total energy costs over the next year and then simply bill you for 1/12 each month.
With Budget Billing, we review your past energy use, estimate your total energy costs over the next year and then simply bill you for 1/12 each month
If your question is not answered here, or if you’d like more information, please contact us.
What is Budget Billing? Budget Billing is when we review your past energy use, estimate your total energy costs over the next year and then simply bill you for 1/12 each month.
Why is it better than just paying UPPCO for what I use each month? Budget Billing spreads your energy charges out evenly over the entire year, helping you better manage your energy bills. No matter what the weather is like, you know you’ll pay about the same amount every month.
How does Budget Billing work? The budget year begins with your first bill after joining the plan. You pay equal amounts until your Budget Billing anniversary, which is your twelfth month on the plan. At this time we true-up any difference between what you paid and the actual costs of the energy you used.
What if I paid too much? It’s simple. If you paid too much, the difference will be applied as a credit to your bill at the end of the Budget Billing year.
What if I paid too little? If you paid too little, you can pay the difference outright or contact us for an installment plan on the difference.
Does the budget amount ever change? Yes, occasionally. Your account is reviewed periodically because there are several reasons why your budget amount may go up or down. Besides rate changes and unusual weather, lifestyle changes like a new baby in the home can alter your energy use. Also, adding or removing equipment such as an air conditioner, swimming pool, hot tub, or even a dehumidifier could make a difference.
Can I go on Budget Billing at any time? Yes, you may begin the plan anytime. However, if you have a past due balance, payment arrangements may be required.
Are there any other important requirements? Since Budget Billing is a service to you, we appreciate prompt payment. If your monthly bills are not paid on time, you may incur late payment charges, and it may become necessary to remove you from the plan.
Do you offer any other programs that could make paying my energy bills easier? Automatic Payment deducts your monthly payment directly from your checking or savings account, and is very popular with Budget Billing customers. By combining the two programs, you have about the same payment made automatically at the same time of every month.
Quickbooks Online Bill Pay Tutorial
FAQ
How do I pay my UPPCO Bill?
Pay your bill TODAY with your credit card, debit card, checking account or digital wallet (Apple Pay/Google Pay/Venmo/Paypal). With KUBRA EZ-PAY, you can pay your UPPCO bill instantly. KUBRA EZ-PAY is a third-party payment processing service. A $2.25 service fee is charged to use their service.
Does UPPCO receive a convenience fee?
UPPCO does NOT receive any part of the convenience fee. To make a payment, you will need your credit card, debit card, checking account or digital wallet (Apple Pay or Google Pay ONLY at this time) information, and your UPPCO account number, as well as the zip code associated with the mailing address on the account.
How do I send a check to UPPCO?
Enclose the payment stub. Write your account number on your check or money order. Don’t send cash. Sign your check. Don’t staple, paper clip or tape your check UPPCO is 1 of 16 Michigan Energy Providers who sponsor state-wide rebate and incentive programs for homes and businesses.
What if I receive multiple bills from UPPCO?
If you receive multiple bills from UPPCO, Summary Billing can simplify things. Summary Billing is a free service that consolidates your accounts into one summarized monthly bill with a single due date. Summary Billing cannot be used with e‑Bill Paperless Billing, because the Summary Billing page cannot be processed online.
How do I contact UPPCO?
For more information call UPPCO at (906) 449-2013 or visit the Michigan Public Service Commission website. NOTICE: Effective February 1, 2019, all customers with lights eligible/included in the LED upgrade project had the per fixture charge for their outdoor lighting changed to the approved LED rate on their monthly statement.
How do I make a payment at Upper Peninsula Power Company?
Make a secure payment over the phone with your credit card, pinless debit card, checking account, savings account, or digital wallet (Apple Pay & Google Pay). Call: (906) 464-6041 or (855) 855-4838. [A $2.25 convenience fee applies] Upper Peninsula Power Company | PO Box 37781 | Boone IA 50037-0781